Published on Mar 11, 2019
Pradhan Mantri Shram Yogi Mandhan (PMSYM) is a 2019 scheme introduced by Government of India for poor laborers in the unorganised sector from minimum 18years of age to maximum 40 years. Under the scheme, a monthly pension of ₹3,000 (US$42) per month is provided to workers in the unorganised sector over 60 years of age. However, to benefit from the scheme, workers have to contribute ₹55 monthly (for age 18) and it varies according to age. Maximum contribution for a year cannot exceed ₹2400 (Rs.200 per month).
Informal workers can now subscribe to the Pradhan Mantri Shram Yogi Maan-Dhan (PMSYM) scheme, which provides an assured monthly pension of Rs 3,000, at 3.13 lakh common service centres (CSCs) across the country. “CSC e-Governance Services India Ltd, a special purpose vehicle (SPV) under the Ministry of Electronics and IT, has begun the registration process for the PMSYM scheme, covering unorganised sector workers of age between 18 and 40 years, making them eligible for a minimum monthly pension of Rs 3,000 after the age of 60 in lieu of contributions made under the scheme,” an official said.
1) Agarbatti making
2) Agriculture
3) Agriculture machinery handling
4) Anganwadi Workers
5) Animal Husbandry
6) Arrack and Liquor production and vending
7) Asha Workers
8) Audio and visual workers
9) Automobile work
10) Bakery work
11) Band playing
12) Bangle manufacturing
13) Beads making/ piercing
14) Beautician
15) Beedi manufacture
16) Bicycle repair
17) Bindi work
18) Blacksmithy
19) Boat/Ferry occupation
20) Book binding
21) Brick Kiln work
22) Brush making
23) Breweries Distilleries
24) Building and Road maintenance
25) Bulb manufacture
26) Bullock/Camel-cart operation
27) Butchery
28) Cable TV operation
29) Cane/Reed work
30) Carpentary
31) Carpet weaving
32) Cashew processing
33) Catering
34) Chikan work
35) Cine Service
36) Cloth printing
37) Clubs and canteen service
38) Coaching service
39) Coir processing/manufacture
40) Confectionery
41) Construction work
42) Construction of tents and pedals supply of utensils and decoration for function
43) Courier service
44) Dairying and allied activities
45) Data entry operation
46) Distribution of petroleum products
47) Domestic work
48) Dyeing
49) Electronic electrical goods repairs
50) Electroplating
51) Embroidery work
52) Envelop making
53) Fire work cracker production
54) Fishery production
55) Fish processing
56) Flora work and garland making
57) Flour mills operations
58) Footwear production
59) Foresty operation
60) Foundry
61) Gardening and parks maintenance
62) Garment manufacture
63) Gem cutting
64) Ginning
65) Glassware manufacturing
66) Goldsmithy
67) Hair dressing
68) Handloom weaving
69) Hawking and vending
70) Headload work
71) Health service
72) Honey gathering
73) Horticulture and Floriculture
74) Hotel and Restaurant service
75) Lock making
76) Manual operation on unspecified jobs
77) Masala making
78) Matches manufacture
79) Mid-Day Meal Worker
80) Minor forest produce gathering
81) Minor mineral and mines work
82) Newspaper vending
83) NGO service
84) Oil extraction
85) Packing and Packaging
86) Panwalla service
87) Pappad making
88) Petrol bunk/pump and allied service
89) Pickle making
90) Plantation (Other than those covered under Plantation Labour Act, 1951 (Act No. 69 of 1951)
91) Plastic manufacture
92) Pottery
93) Powerloom weaving
94) Printing press work
95) Quary work
96) Rag picking
97) Rice milling
98) Rickshaw pulling
99) Salt pan work
100) Sand mining
101) Sawmill work
102) Scavenging
103) Security service
104) Sericulture (Silk rearing)
105) Service station work
106) Shepherding
107) Shoe shining work
108) Shop and establishment service
109) Small scale industries
110) Soap manufacture
111) Sports good manufacture
112) Steel vessels and utensils manufacture
113) Stone crushing
114) Sweeping
115) Tanning (including hides and skin production) leather goods manufacture
116) Telephone booth service
117) Temple leaves collection
118) Tendu leaves collection
119) Timber Industry (Furniture manufacturing etc)
120) Tobacco processing
121) Toddy tapping
122) Toy making
123) Transport service (driving conducting, cleaning etc.)
124) Laundry Work
125) Wayside Mechanics and workshop service
126) Welding
• Should be an unorganised worker
• Entry age between 18 and 40 years
• Monthly Income Rs 15000 or below
• Engaged in Organized Sector or with membership of EPF/NPS/ESIC
• An income tax payer
1. Aadhar card
2. Savings Bank Account / Jan Dhan account number with IFSC
(1) This Scheme shall be open only to the unorganised worker for joining, whose monthly income is not exceeding fifteen thousand rupees and who has a savings bank account in his name and Aadhar number.
(2) The unorganised worker referred to in sub-paragraph shall be not less than eighteen years of age and not exceeding forty years of age.
(3) The unorganised worker referred to in sub-paragraph (1) shall not be eligible to join the Scheme, if he is covered under National Pension Scheme contributed by the Central Government or Employees’ State Insurance Corporation Scheme under the Employees’ State Insurance Act, 1948 (34 of 1948) or Employees’ Provident Fund Scheme under the Employees’ Provident Fund and Miscellaneous Provisions Act, 1952 (19 of 1952) or he is an income-tax assessee.
1. Interested eligible person shall visit nearest CSC centre. Location of CSC centre can be ascertained from the information page on web sites of LIC of India, Ministry of Labour and Employment and CSC.
2. While going to CSC for enrolment, he shall carry with him the following :
I. Aadhar Card
II. Savings/Jan Dhan Bank Account details along with IFS Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account )
III. Initial contribution amount in cash for enrolment under the scheme
3. Village Level Entrepreneur (VLE) present at the CSC will key-in aadhar number, name of subscriber as printed on aadhar card and date of birth as given in aadhar card and the same will be verified with UIDAI database.
4. Further details like Bank Account details, Mobile Number, Email-id, if any, spouse and nominee details will be captured.
5. Self-certification for eligibility conditions will be done.
6. System will auto calculate monthly contribution payable according to age of the subscriber.
7. Subscriber shall also pay the amount of 1st subscription in cash to the VLE who will generate receipt to be handed over to the subscriber.
8. Enrolment Form cum Auto Debit mandate will also be printed which will then be signed by the subscriber. VLE then shall scan the signed enrolment cum auto debit mandate and upload into the system.
9. At the same time, a unique Shram Yogi Pension Account Number will be generated and Shram Yogi Card will be printed at CSC
10. With completion of process, subscriber will be having with him Shram Yogi Card and signed copy of enrolment form for his record.
11. He will also receive regularly SMS on activation of auto debit and Shram Yogi Pension Account details.
Being implemented by the labour ministry, the ambitious social security scheme was announced by Finance Minister Piyush Goyal in the Interim Budget 2019-20 and is targeted at unorganised sector workers with monthly income of up to Rs 15,000. The target is to cover 10 crore informal sector workers in five years. The government has roped in CSC e-Governance Services India Ltd for mobilising and registering beneficiaries across India. The SPV has a network of over 3.13 lakh CSCs across India. “Of these 3.13 lakh CSCs, over 2.13 lakh are operating at the gram panchayat level. With such a reach, CSC is the perfect partner for us to ensure that the scheme covers all needy people, particularly those living in rural and semi-urban areas,” the official said. The enrolment will be carried out by all the CSCs.
