Citi Rewards Student Card Review: Earn 20,000 bonus points spending $1500
Earn 20,000 bonus points after spending $1,500 within the first 3 months of account opening, redeemable for $200 in gift cards.2
Get 0% Intro APR for 15 months on purchases and balance transfers.
After that, the variable APR will be 13.49% – 23.49% based on your credit worthiness*.
Balance transfers must be completed within 4 months of account opening.
Balance Transfer Fee: Intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 minimum).
Rewards Credit Card Points and Program Details
With the Citi Rewards+ Card, you can make the most of your everyday purchases by earning double ThankYou Points at supermarkets and gas stations for the first $6,000 per year and then one point thereafter. Plus, earn one point per dollar spent on all other purchases. You can redeem for things like gift cards or for travel rewards. One of Citi’s best rewards credit cards, the Citi Rewards+® Card gives you all this with a low introductory APR and no annual fee.*
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Supermarkets & Gas Stations
Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and 1 point per $1 spent thereafter.2
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All Other Purchases
Earn 1 ThankYou® Point per $1 spent on all other purchases.2
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Round Up to the nearest 10 points on every purchase
EXCLUSIVE BENEFIT
The only credit card that automatically rounds up to the nearest 10 points on every purchase. A $2 coffee earns 10 points. A $12 meal earns you 20 points. There is no cap on purchases that are rounded up.2
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Points Back
Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year. That means if you redeem 15,000 points, you get 1,500 back. It’s that simple.2
Redeeming ThankYou Points
Gift Cards
Treat yourself to just about anything. Choose from a large selection of gift cards including department and home stores as well as restaurants.
Shop with Points
Use ThankYou® Points to shop online at Amazon.com or BestBuy.com.
Pay with Points
Redeem points in certain categories to cover recent purchases with a statement credit.
Travel Rewards
Redeem for flights, hotels, cruises, and more.
No Expiration and No Limit on Earning Points
ThankYou Points don’t expire and there’s no limit on the number of points you can earn with this card.
Gift Cards
Treat yourself to just about anything. Choose from a large selection of gift cards including department and home stores as well as restaurants.
Shop with Points
Use ThankYou® Points to shop online at Amazon.com or BestBuy.com.
Pay with Points
Redeem points in certain categories to cover recent purchases with a statement credit.
Travel Rewards
Redeem for flights, hotels, cruises, and more.
No Expiration and No Limit on Earning Points
ThankYou® Points don’t expire and there’s no limit on the number of points you can earn with this card.
Citi Rewards Student Card Review
Fraud prevention
You were great handling the attempted fraud on my card. Thanks a million!
Satisfied with every thing that this card /company does.
Satisfied with the card overall.
Great card
Great perks
FAQs
How do I earn ThankYou Points on the Citi Rewards+ Credit Card?
The most common way for Citi Rewards+® Card cardmembers to earn Citi ThankYou® Points is to use their Citi® account for their everyday purchases — it’s that straightforward.
Cardmembers may be provided with promotional offers that let them earn Points. However, if Citi® makes a promotional offer, we’ll let you know the specific terms and conditions that apply, so you can get the most value from your Citi Rewards+® Card.1
How does the Citi Rewards+ Credit Card Round Up work?
You’ll earn points on every purchase you make and then we’ll round those points up to the nearest 10 points. So if you buy your morning coffee for $2.31, we’ll round it up to 10 points. If you spend $10.99 on lunch, we’ll round it up to 20 points. There is no minimum or maximum purchase amount – your points will always be rounded up to the nearest 10 on every purchase.
How does 10% Points Back work on the Citi Rewards+ Credit Card?
You’ll get 10% points back on all redemption options (gift cards, travel rewards, and shop with points to name a few) for the first 100,000 ThankYou Points you redeem per year. For example, redeem 10,000 points for a $100 gift card and receive 1,000 points back.
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