capitalone.com Activate your New Capital One Card Online
You can activate your new Capital One card through the following channels:
Online:
- Go to the Capital One activation website: https://activation.capitalone.com/
- Follow the instructions, providing your card details and PIN when prompted.
Capital One Mobile App:
- Download the Capital One Mobile app and sign in to your account.
- Navigate to “Profile,” then “Account & Feature Settings,” and select “Activate a Credit Card.”
- Follow the on-screen instructions.
Phone:
- Call Capital One customer service at 1-844-242-2388.
- Follow the automated prompts to activate your card.
Note: You will need your card and PIN handy to activate your card. If you are a new cardholder, your PIN will be mailed to you separately from your card.
Can I lock my card?
Yes, you can—anytime, anywhere.
Locking your card will prevent transactions until you unlock it. Keep in mind that this won’t prevent automatic bill payments or other scheduled transfers from occurring.
- Sign in to your account—online or on the Capital One Mobile app. (Text “MOBILE” to 80101 for a link to download).
- Select the account linked to your card
On the web: Choose “Account Services and Settings.”
• Under “Manage Debit Card”, choose “Lock Your Card” and follow the steps
On the app: Select “Lock Card” from the “I Want To…” menu
The Prime Rate is a benchmark interest rate used by Capital One and most other banks to set rates on consumer loan products, such as credit cards. The Prime Rate is based upon, and generally changes with, the Federal Reserve’s Fed Funds Rate. You can find the current Prime Rate in the money rates column of The Wall Street Journal. If your credit card or any other loan has a variable APR based on the Prime Rate, whenever the Prime Rate changes, the variable APR on your account will likely change with it.
To find the current APR for your account, check the “Interest Charge Calculation” section of your monthly credit card statement, either online or on the statement you receive in the mail
Doing the following can help you minimize interest charges:
- If possible, pay your balance in full to avoid interest charges.
- Making on-time payments of more than your minimum payment each month will reduce the overall amount of interest you pay.