How do you Qualify for a Destiny Credit Card?
One of the primary prerequisites for obtaining a Destiny Card is that the candidate must possess a valid Social Security number and be at least 18 years old. Additionally, applicants need to be physically located in the United States, have a minimal monthly income to cover payments, and have terrible credit.
First Electronic Bank offers the Destiny Mastercard® – $700 Credit Limit, an unsecured credit card. Those who have less-than-perfect credit or who have declared bankruptcy in the past may be eligible for this card.
Requests for credit limit increases are not being accepted or offered by the issuer at this time. However, the Destiny Card does offer a way to raise your credit rating. Doing so will eventually allow you to apply for credit cards with greater limits.
Why Choose Destiny Mastercard®?
As you plan for the future, having access to a credit card so you can build credit is essential for paving the way. As a Destiny cardholder, you can stay focused on the goals ahead while you improve your credit. Plus, you can use your card with confidence knowing you have the added security a credit card offers.
Everyone benefits.
Destiny Mastercard provides benefits that can help cardholders successfully manage their credit.
- Your card helps you build credit by reporting monthly to 3 major credit bureaus
- Take comfort in knowing you don’t have to pay a security deposit
Who can apply for the Destiny Mastercard?
Anyone who is interested in establishing or rebuilding their credit can apply for the Destiny Mastercard. To be approved, you must:
- Must be at least 18 years old, have a valid social security number, physical address, and a US IP address.
- Not have had a Destiny Mastercard Account that charged off due to delinquency.
- Meet additional credit qualification criteria, including a review of your income and your debt, and identity verification requirements.
Can I apply over the phone?
There is not an apply-by-phone option at this time. Please complete the online application form to get started. Customer service assistance is available at 1-800-583-5698
In most cases, your new card will arrive within 14 business days of being approved.
The Mastercard Benefits are an additional benefit of the Destiny Mastercard included at no additional charge. These benefits include:
- Mastercard ID Theft Protection™ – Provides thorough identity monitoring covering your social security number, email addresses, debit cards, credit cards, bank accounts, usernames and passwords for web logins, and much more.
- Zero Liability protection – When you use your Mastercard, have peace of mind knowing that you are not held responsible for unauthorized transactions.
If your card is lost or stolen, please call 1-800-304-3096 right away. If your card is lost or stolen and used without your permission, you may not be responsible for those charges.
