{"id":93647,"date":"2025-08-25T15:53:52","date_gmt":"2025-08-25T10:23:52","guid":{"rendered":"https:\/\/www.seminarsonly.com\/news\/?p=93647"},"modified":"2025-08-25T16:03:35","modified_gmt":"2025-08-25T10:33:35","slug":"what-bank-does-onepay-use","status":"publish","type":"post","link":"https:\/\/seminarsonly.com\/news\/what-bank-does-onepay-use\/","title":{"rendered":"What Bank Does OnePay Use"},"content":{"rendered":"<h3><span style=\"color: #008000;\"><em><span class=\"citation-77 citation-end-77\">OnePay is a financial technology company, not a traditional bank.<\/span> <span class=\"citation-76 citation-end-76\">This means it partners with FDIC-insured banks to provide banking services to its users.<\/span><\/em><\/span><\/h3>\n<p>The banking partners for OnePay are:<\/p>\n<ul>\n<li><b><span class=\"citation-75 citation-end-75\">Coastal Community Bank<\/span><\/b><\/li>\n<li><b><span class=\"citation-74 citation-end-74\">Lead Bank<\/span><\/b><\/li>\n<\/ul>\n<p data-start=\"0\" data-end=\"201\">Here&#8217;s a breakdown to help clarify:<\/p>\n<hr data-start=\"203\" data-end=\"206\" \/>\n<h2 data-start=\"208\" data-end=\"256\"><span style=\"color: #800000;\">1. <strong data-start=\"214\" data-end=\"256\">OnePay (Walmart\u2019s Financial App, U.S.)<\/strong><\/span><\/h2>\n<ul data-start=\"258\" data-end=\"792\">\n<li data-start=\"258\" data-end=\"368\">\n<p data-start=\"260\" data-end=\"368\"><strong data-start=\"260\" data-end=\"270\">OnePay<\/strong> is a fintech subsidiary of Walmart offering savings accounts, debit cards, and installment loans.<\/p>\n<\/li>\n<li data-start=\"369\" data-end=\"479\">\n<p data-start=\"371\" data-end=\"479\"><strong data-start=\"371\" data-end=\"420\">They do not hold a banking license themselves<\/strong> and partner with banks to issue cards and manage accounts.<\/p>\n<\/li>\n<li data-start=\"480\" data-end=\"792\">\n<p data-start=\"482\" data-end=\"792\">A recent partnership announcement revealed that <strong data-start=\"530\" data-end=\"553\">Synchrony Financial<\/strong> will be issuing Walmart-branded credit cards through the OnePay app. Synchrony will be responsible for <strong data-start=\"657\" data-end=\"710\">card issuance, balance sheets, and loan servicing<\/strong> when the program launches in fall 2025.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"794\" data-end=\"797\" \/>\n<h2 data-start=\"799\" data-end=\"839\"><span style=\"color: #800000;\">2. <strong data-start=\"805\" data-end=\"839\">OnePay (Myanmar Mobile Wallet)<\/strong><\/span><\/h2>\n<ul data-start=\"841\" data-end=\"1282\">\n<li data-start=\"841\" data-end=\"974\">\n<p data-start=\"843\" data-end=\"974\">In <strong data-start=\"846\" data-end=\"857\">Myanmar<\/strong>, <strong data-start=\"859\" data-end=\"869\">OnePay<\/strong> is a mobile wallet and lifestyle app that lets users top up balances, make payments, and transfer funds.<\/p>\n<\/li>\n<li data-start=\"975\" data-end=\"1114\">\n<p data-start=\"977\" data-end=\"1114\">The <strong data-start=\"981\" data-end=\"1009\">official banking partner<\/strong> behind this app is <strong data-start=\"1029\" data-end=\"1071\">Asia Green Development Bank (AGD Bank)<\/strong>.<\/p>\n<\/li>\n<li data-start=\"1115\" data-end=\"1282\">\n<p data-start=\"1117\" data-end=\"1282\">AGD Bank <strong data-start=\"1126\" data-end=\"1160\">powers the interbank transfers<\/strong> enabling OnePay users to send money to and from a network of 16 domestic banks.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"1284\" data-end=\"1287\" \/>\n<h2 data-start=\"1289\" data-end=\"1315\"><span style=\"color: #800000;\">Quick Reference Table<\/span><\/h2>\n<div class=\"_tableContainer_sk2ct_1\">\n<div class=\"_tableWrapper_sk2ct_13 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"height: 223px;\" width=\"952\" data-start=\"1317\" data-end=\"1944\">\n<thead data-start=\"1317\" data-end=\"1470\">\n<tr data-start=\"1317\" data-end=\"1470\">\n<th data-start=\"1317\" data-end=\"1361\" data-col-size=\"sm\">OnePay Variant<\/th>\n<th data-start=\"1361\" data-end=\"1398\" data-col-size=\"sm\">Banking Partner \/ Issuer<\/th>\n<th data-start=\"1398\" data-end=\"1470\" data-col-size=\"md\">Role<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"1625\" data-end=\"1944\">\n<tr data-start=\"1625\" data-end=\"1788\">\n<td data-start=\"1625\" data-end=\"1670\" data-col-size=\"sm\">Walmart\u2019s OnePay (USA Fintech App)<\/td>\n<td data-start=\"1670\" data-end=\"1707\" data-col-size=\"sm\">Synchrony Financial<\/td>\n<td data-start=\"1707\" data-end=\"1788\" data-col-size=\"md\">Issuing credit cards, servicing loans, managing balances (starting fall 2025)<\/td>\n<\/tr>\n<tr data-start=\"1789\" data-end=\"1944\">\n<td data-start=\"1789\" data-end=\"1834\" data-col-size=\"sm\">OnePay (Myanmar Mobile Wallet)<\/td>\n<td data-start=\"1834\" data-end=\"1870\" data-col-size=\"sm\">Asia Green Development Bank (AGD)<\/td>\n<td data-start=\"1870\" data-end=\"1944\" data-col-size=\"md\">Enabling wallet top-ups, interbank transfers, and digital transactions<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span class=\"citation-73 citation-end-73\">When you open an account with OnePay, your funds are held at one of these partner banks, which is why your deposits are FDIC-insured up to the legal limit.<\/span> <span class=\"citation-72 citation-end-72\">The debit cards issued by OnePay are also a result of this partnership, as they are issued by Coastal Community Bank or Lead Bank, pursuant to a license from Mastercard.<\/span><\/p>\n<p>Also Read : <a href=\"https:\/\/www.seminarsonly.com\/news\/rockstar-launcher-error-6000-87-quick-fix-guide\/\">Rockstar Launcher Error 6000.87 | Quick Fix Guide<\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>OnePay is a financial technology company, not a traditional bank. This means it partners with FDIC-insured banks to provide banking services to its users. The banking partners for OnePay are:&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6050],"tags":[],"class_list":["post-93647","post","type-post","status-publish","format-standard","hentry","category-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Bank Does OnePay Use - Seminarsonly.com<\/title>\n<meta name=\"description\" content=\"OnePay is a financial technology company, not a traditional bank. 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