{"id":93269,"date":"2025-08-19T12:15:02","date_gmt":"2025-08-19T06:45:02","guid":{"rendered":"https:\/\/www.seminarsonly.com\/news\/?p=93269"},"modified":"2025-08-19T12:39:19","modified_gmt":"2025-08-19T07:09:19","slug":"which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud","status":"publish","type":"post","link":"https:\/\/seminarsonly.com\/news\/which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud\/","title":{"rendered":"Which of the Following You Should Not do to Stay Safe from Digital Payment Fraud"},"content":{"rendered":"<h3><span style=\"color: #008000;\"><em>To stay safe from <strong data-start=\"18\" data-end=\"43\">digital payment fraud<\/strong>, you should <b>not<\/b> <b>share your sensitive information like<\/b> passwords, UPI PIN, CVV, OTP (One-Time Password), and credit\/debit card details with anyone.<\/em><\/span><\/h3>\n<hr \/>\n<p>When you save your payment details (like credit card numbers or banking information) on a browser or a third-party website, you are essentially entrusting that website or browser with your sensitive financial data. While many reputable sites have security measures in place, there is always a risk, including:<\/p>\n<ul>\n<li>\n<h3><span style=\"color: #000080;\"><b>Data Breaches:<\/b> <\/span><\/h3>\n<ul>\n<li>Even secure websites can be targeted by hackers. If the site experiences a data breach, your saved information could be compromised.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span style=\"color: #000080;\"><b>Vulnerability of Your Device:<\/b> <\/span><\/h3>\n<ul>\n<li>If your device (computer, phone, or tablet) is compromised by malware, spyware, or a virus, the malicious software could potentially access the saved information on your browser or in its storage.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span style=\"color: #000080;\"><b>Phishing and Scams:<\/b> <\/span><\/h3>\n<ul>\n<li>If you accidentally visit a fraudulent website that looks like a legitimate one, and your browser&#8217;s auto-fill function is enabled, it might auto-populate your details, tricking you into providing your information to a scammer.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span style=\"color: #000080;\"><b>Shared Devices:<\/b><\/span><\/h3>\n<ul>\n<li><b><\/b> If you use a shared computer or device, anyone with access to it could potentially see or use your saved payment information.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Therefore, the practice of <b>not<\/b> saving your bank or card details is a strong security measure that puts you in full control of your information during every transaction. While it may add a few extra seconds to your checkout process, it significantly reduces your risk of falling victim to fraud.<\/p>\n<h3>Also Read : A<a href=\"https:\/\/www.seminarsonly.com\/news\/amazon-appstore-android-shutdown-refund-what-you-need-to-do\/\">mazon Appstore Android Shutdown Refund<\/a><\/h3>\n<p data-start=\"0\" data-end=\"68\"><strong>To stay safe from digital payment fraud, here&#8217;s a key guideline:<\/strong><\/p>\n<hr data-start=\"70\" data-end=\"73\" \/>\n<h2 data-start=\"75\" data-end=\"108\"><span style=\"color: #800000;\">\u274c <strong data-start=\"81\" data-end=\"108\">What You Should NOT Do:<\/strong><\/span><\/h2>\n<blockquote data-start=\"109\" data-end=\"208\">\n<p data-start=\"111\" data-end=\"208\"><strong data-start=\"111\" data-end=\"208\">Share your OTPs, passwords, or CVV codes with anyone\u2014even if they claim to be from your bank.<\/strong><\/p>\n<\/blockquote>\n<p>Based on best practices to stay safe from digital payment fraud, you should <b>not<\/b> do the following:<\/p>\n<ul>\n<li>\n<h3><span style=\"color: #000080;\"><b>Share your sensitive information:<\/b> <\/span><\/h3>\n<ul>\n<li>This includes your passwords, UPI PIN, CVV, OTP (One-Time Password), and credit\/debit card details with anyone, even if they claim to be from a bank or a company&#8217;s customer support. <span class=\"citation-125 citation-end-125\">Legitimate institutions will never ask for this information.<\/span><\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span style=\"color: #000080;\"><b>Click on suspicious links:<\/b> <\/span><\/h3>\n<ul>\n<li><span class=\"citation-124 citation-end-124\">Do not click on links sent to you via unsolicited text messages or emails, as they are often part of a phishing scam.<\/span> <span class=\"citation-123 citation-end-123\">These links can lead to fake websites designed to steal your information or download malware onto your device.<\/span><\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span style=\"color: #000080;\"><b><span class=\"citation-122\">Download apps from unknown sources:<\/span><\/b> <\/span><\/h3>\n<ul>\n<li><span class=\"citation-122 citation-end-122\">Only download payment apps from official and trusted app stores like the Google Play Store or Apple App Store.<\/span> <span class=\"citation-121 citation-end-121\">Avoid downloading apps from third-party websites or through links shared on social media.<\/span><\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span style=\"color: #000080;\"><b>Make transactions on public Wi-Fi:<\/b> <\/span><\/h3>\n<ul>\n<li>Public Wi-Fi networks are often unsecured and can be easily accessed by hackers. Avoid making financial transactions on these networks unless you are using a secure VPN.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span style=\"color: #000080;\"><b>Respond to unsolicited requests:<\/b><\/span><\/h3>\n<ul>\n<li><b><\/b><span class=\"citation-120 citation-end-120\"> Do not respond to requests for money or information from unknown numbers or individuals.<\/span> This includes requests to &#8220;collect&#8221; or &#8220;request money&#8221; through UPI apps, as these are frequently used in scams.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span style=\"color: #000080;\"><b>Accept screen-sharing requests:<\/b> <\/span><\/h3>\n<ul>\n<li>Never grant remote access or screen-sharing permissions to anyone, especially if they are an unknown person claiming to be a bank or tech support representative. Scammers use this tactic to view your sensitive information, including OTPs and PINs, in real time.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><span style=\"color: #000080;\"><b><span class=\"citation-119\">Use simple, easily guessable passwords:<\/span><\/b> <\/span><\/h3>\n<ul>\n<li><span class=\"citation-119 citation-end-119\">Avoid using personal information like your birth date, name, or phone number as a password.<\/span> <span class=\"citation-118 citation-end-118\">Use a strong, unique password for each of your financial accounts and enable multi-factor authentication whenever possible<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr data-start=\"210\" data-end=\"213\" \/>\n<h2 data-start=\"215\" data-end=\"257\"><span style=\"color: #800000;\">\u2705 Here\u2019s What You <em data-start=\"237\" data-end=\"245\">Should<\/em> Do Instead:<\/span><\/h2>\n<div class=\"_tableContainer_sk2ct_1\">\n<div class=\"_tableWrapper_sk2ct_13 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"height: 278px;\" width=\"731\" data-start=\"259\" data-end=\"1122\">\n<thead data-start=\"259\" data-end=\"383\">\n<tr data-start=\"259\" data-end=\"383\">\n<th data-start=\"259\" data-end=\"301\" data-col-size=\"sm\">Safe Practice<\/th>\n<th data-start=\"301\" data-end=\"383\" data-col-size=\"md\">Why It Matters<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"508\" data-end=\"1122\">\n<tr data-start=\"508\" data-end=\"630\">\n<td data-start=\"508\" data-end=\"549\" data-col-size=\"sm\">\u2705 Use strong, unique passwords<\/td>\n<td data-col-size=\"md\" data-start=\"549\" data-end=\"630\">Prevents unauthorized access to your accounts<\/td>\n<\/tr>\n<tr data-start=\"631\" data-end=\"753\">\n<td data-start=\"631\" data-end=\"672\" data-col-size=\"sm\">\u2705 Enable two-factor authentication<\/td>\n<td data-col-size=\"md\" data-start=\"672\" data-end=\"753\">Adds an extra layer of security to logins and transactions<\/td>\n<\/tr>\n<tr data-start=\"754\" data-end=\"876\">\n<td data-start=\"754\" data-end=\"795\" data-col-size=\"sm\">\u2705 Verify URLs before making payments<\/td>\n<td data-col-size=\"md\" data-start=\"795\" data-end=\"876\">Prevents phishing or redirecting to fake websites<\/td>\n<\/tr>\n<tr data-start=\"877\" data-end=\"999\">\n<td data-start=\"877\" data-end=\"918\" data-col-size=\"sm\">\u2705 Regularly monitor your bank activity<\/td>\n<td data-col-size=\"md\" data-start=\"918\" data-end=\"999\">Helps you catch suspicious transactions early<\/td>\n<\/tr>\n<tr data-start=\"1000\" data-end=\"1122\">\n<td data-start=\"1000\" data-end=\"1041\" data-col-size=\"sm\">\u2705 Use trusted apps and platforms<\/td>\n<td data-col-size=\"md\" data-start=\"1041\" data-end=\"1122\">Reduces risk from malware or fake payment gateways<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<hr data-start=\"1124\" data-end=\"1127\" \/>\n<h2 data-start=\"1129\" data-end=\"1168\"><span style=\"color: #800000;\">Common Mistake That Leads to Fraud:<\/span><\/h2>\n<ul data-start=\"1170\" data-end=\"1385\">\n<li data-start=\"1170\" data-end=\"1385\">\n<p data-start=\"1172\" data-end=\"1279\">Believing <strong data-start=\"1182\" data-end=\"1214\">fake calls, texts, or emails<\/strong> pretending to be from your bank or a payment service asking for:<\/p>\n<ul data-start=\"1282\" data-end=\"1385\">\n<li data-start=\"1282\" data-end=\"1307\">\n<p data-start=\"1284\" data-end=\"1307\">OTP (One-Time Password)<\/p>\n<\/li>\n<li data-start=\"1310\" data-end=\"1341\">\n<p data-start=\"1312\" data-end=\"1341\">CVV (Card Verification Value)<\/p>\n<\/li>\n<li data-start=\"1344\" data-end=\"1363\">\n<p data-start=\"1346\" data-end=\"1363\">UPI PIN \/ ATM PIN<\/p>\n<\/li>\n<li data-start=\"1366\" data-end=\"1385\">\n<p data-start=\"1368\" data-end=\"1385\">Login credentials<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<blockquote data-start=\"1387\" data-end=\"1442\">\n<p data-start=\"1389\" data-end=\"1442\">If someone <em data-start=\"1400\" data-end=\"1406\">asks<\/em> for these details, it&#8217;s a <strong data-start=\"1433\" data-end=\"1441\">scam<\/strong>.<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>To stay safe from digital payment fraud, you should not share your sensitive information like passwords, UPI PIN, CVV, OTP (One-Time Password), and credit\/debit card details with anyone. When you&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5921],"tags":[],"class_list":["post-93269","post","type-post","status-publish","format-standard","hentry","category-india"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Which of the Following You Should Not do to Stay Safe from Digital Payment Fraud - Seminarsonly.com<\/title>\n<meta name=\"description\" content=\"To stay safe from digital payment fraud, you should not share your sensitive information like passwords, UPI PIN, CVV, OTP (One-Time Password), and credit\/debit card details with anyone.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/seminarsonly.com\/news\/which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which of the Following You Should Not do to Stay Safe from Digital Payment Fraud\" \/>\n<meta property=\"og:description\" content=\"To stay safe from digital payment fraud, you should not share your sensitive information like passwords, UPI PIN, CVV, OTP (One-Time Password), and credit\/debit card details with anyone.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/seminarsonly.com\/news\/which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud\/\" \/>\n<meta property=\"og:site_name\" content=\"Seminarsonly.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/seminarsonly\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-19T06:45:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-19T07:09:19+00:00\" \/>\n<meta name=\"author\" content=\"Freddy John\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@seminarsonly\" \/>\n<meta name=\"twitter:site\" content=\"@seminarsonly\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Freddy John\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/seminarsonly.com\/news\/which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/seminarsonly.com\/news\/which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud\/\"},\"author\":{\"name\":\"Freddy John\",\"@id\":\"https:\/\/seminarsonly.com\/news\/#\/schema\/person\/75cf706896b7210fb0a84651adc258bd\"},\"headline\":\"Which of the Following You Should Not do to Stay Safe from Digital Payment Fraud\",\"datePublished\":\"2025-08-19T06:45:02+00:00\",\"dateModified\":\"2025-08-19T07:09:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/seminarsonly.com\/news\/which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud\/\"},\"wordCount\":714,\"commentCount\":0,\"articleSection\":[\"India\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/seminarsonly.com\/news\/which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/seminarsonly.com\/news\/which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud\/\",\"url\":\"https:\/\/seminarsonly.com\/news\/which-of-the-following-you-should-not-do-to-stay-safe-from-digital-payment-fraud\/\",\"name\":\"Which of the Following You Should Not do to Stay Safe from Digital Payment Fraud - 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