{"id":93115,"date":"2025-08-18T10:26:32","date_gmt":"2025-08-18T04:56:32","guid":{"rendered":"https:\/\/www.seminarsonly.com\/news\/?p=93115"},"modified":"2025-08-18T10:34:46","modified_gmt":"2025-08-18T05:04:46","slug":"wells-fargo-active-cash-card-phone-number-and-interest-rate","status":"publish","type":"post","link":"https:\/\/seminarsonly.com\/news\/wells-fargo-active-cash-card-phone-number-and-interest-rate\/","title":{"rendered":"Wells Fargo Active Cash Card | Phone Number and Interest Rate"},"content":{"rendered":"<h3><span style=\"color: #008000;\"><em><span class=\"citation-39\">The main customer service number for the Wells Fargo Active Cash Card and other credit cards is <\/span><b><span class=\"citation-39\">1-800-642-4720<\/span><\/b><span class=\"citation-39 citation-end-39\">. The Cash Card has a variable APR that is based on your creditworthiness.<\/span><\/em><\/span><\/h3>\n<p data-start=\"0\" data-end=\"87\">Here\u2019s the latest accurate info for the <strong data-start=\"40\" data-end=\"73\">Wells Fargo Active Cash\u00ae Card<\/strong>, as of today:<\/p>\n<hr data-start=\"89\" data-end=\"92\" \/>\n<h2 data-start=\"94\" data-end=\"134\"><span style=\"color: #800000;\">1. Customer Service &amp; Phone Number<\/span><\/h2>\n<ul data-start=\"135\" data-end=\"717\">\n<li data-start=\"135\" data-end=\"338\">\n<p data-start=\"137\" data-end=\"338\">For general customer service\u2014including reporting lost or stolen cards, billing issues, balance transfers, etc.\u2014you can call: <strong data-start=\"262\" data-end=\"280\">1\u2011800\u2011642\u20114720<\/strong> (available 24\/7).<\/p>\n<\/li>\n<li data-start=\"339\" data-end=\"477\">\n<p data-start=\"341\" data-end=\"477\">If you&#8217;re calling from outside the U.S., use <strong data-start=\"386\" data-end=\"404\">1\u2011925\u2011825\u20117600<\/strong> for international collect calls.<\/p>\n<\/li>\n<li data-start=\"478\" data-end=\"717\">\n<p data-start=\"480\" data-end=\"717\">To start a call with Wells Fargo Active Cash service by phone, you can dial the number on the back of your card, enter your account number, press #, and follow prompts to speak with a representative.<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"719\" data-end=\"722\" \/>\n<h2 data-start=\"724\" data-end=\"759\"><span style=\"color: #800000;\">2. Interest Rates (APR) &amp; Fees<\/span><\/h2>\n<h3 data-start=\"761\" data-end=\"779\"><span style=\"color: #000080;\">Purchase APR<\/span><\/h3>\n<ul data-start=\"780\" data-end=\"1227\">\n<li data-start=\"780\" data-end=\"933\">\n<p data-start=\"782\" data-end=\"933\">As of December 31, 2024, variable purchase APRs range from <strong data-start=\"841\" data-end=\"861\">19.24% to 29.24%<\/strong>, depending on creditworthiness.<\/p>\n<\/li>\n<li data-start=\"935\" data-end=\"1227\">\n<p data-start=\"937\" data-end=\"978\">The official Wells Fargo Terms specify:<\/p>\n<ul data-start=\"981\" data-end=\"1227\">\n<li data-start=\"981\" data-end=\"1040\">\n<p data-start=\"983\" data-end=\"1040\"><strong data-start=\"983\" data-end=\"1006\">0% introductory APR<\/strong> for <strong data-start=\"1011\" data-end=\"1024\">12 months<\/strong> on purchases.<\/p>\n<\/li>\n<li data-start=\"1043\" data-end=\"1227\">\n<p data-start=\"1045\" data-end=\"1227\">After the intro period, the APR may be <strong data-start=\"1084\" data-end=\"1113\">19.74%, 24.74%, or 29.74%<\/strong>, depending on creditworthiness; the rate varies with the U.S. Prime Rate.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3 data-start=\"1229\" data-end=\"1252\"><span style=\"color: #000080;\">Balance Transfers<\/span><\/h3>\n<ul data-start=\"1253\" data-end=\"1566\">\n<li data-start=\"1253\" data-end=\"1402\">\n<p data-start=\"1255\" data-end=\"1402\">Introductory APR: <strong data-start=\"1273\" data-end=\"1293\">0% for 12 months<\/strong> on qualifying balance transfers (must be within the first 120 days).<\/p>\n<\/li>\n<li data-start=\"1403\" data-end=\"1566\">\n<p data-start=\"1405\" data-end=\"1566\">Balance transfer fee: <strong data-start=\"1427\" data-end=\"1446\">Either $5 or 3%<\/strong>, whichever is greater, for the first 120 days; afterward, <strong data-start=\"1505\" data-end=\"1517\">up to 5%<\/strong>, min $5.<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1568\" data-end=\"1587\"><span style=\"color: #000080;\">Cash Advances<\/span><\/h3>\n<ul data-start=\"1588\" data-end=\"1764\">\n<li data-start=\"1588\" data-end=\"1657\">\n<p data-start=\"1590\" data-end=\"1657\">APR: <strong data-start=\"1595\" data-end=\"1605\">29.99%<\/strong> (variable).<\/p>\n<\/li>\n<li data-start=\"1658\" data-end=\"1764\">\n<p data-start=\"1660\" data-end=\"1764\">Fee: <strong data-start=\"1665\" data-end=\"1678\">$10 or 5%<\/strong> of the advance amount (whichever is greater).<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1766\" data-end=\"1778\"><span style=\"color: #000080;\">Extras<\/span><\/h3>\n<ul data-start=\"1779\" data-end=\"2455\">\n<li data-start=\"1779\" data-end=\"1840\">\n<p data-start=\"1781\" data-end=\"1840\"><strong data-start=\"1781\" data-end=\"1795\">Annual Fee<\/strong>: $0.<\/p>\n<\/li>\n<li data-start=\"1841\" data-end=\"1959\">\n<p data-start=\"1843\" data-end=\"1959\"><strong data-start=\"1843\" data-end=\"1870\">Foreign Transaction Fee<\/strong>: 3% of each purchase made in foreign currency.<\/p>\n<\/li>\n<li data-start=\"1960\" data-end=\"2101\">\n<p data-start=\"1962\" data-end=\"2101\"><strong data-start=\"1962\" data-end=\"1978\">Grace Period<\/strong>: At least 25 days interest-free if you pay your balance in full by the due date.<\/p>\n<\/li>\n<li data-start=\"2102\" data-end=\"2201\">\n<p data-start=\"2104\" data-end=\"2201\"><strong data-start=\"2104\" data-end=\"2131\">Minimum Interest Charge<\/strong>: $1 if interest is charged.<\/p>\n<\/li>\n<li data-start=\"2202\" data-end=\"2387\">\n<p data-start=\"2204\" data-end=\"2387\"><strong data-start=\"2204\" data-end=\"2224\">Late Payment Fee<\/strong>: Up to $29 for the first late payment (or your minimum payment, whichever is lower); subsequent late payments up to $40.<\/p>\n<\/li>\n<li data-start=\"2388\" data-end=\"2455\">\n<p data-start=\"2390\" data-end=\"2455\"><strong data-start=\"2390\" data-end=\"2408\">Over-limit Fee<\/strong>: None.<\/p>\n<\/li>\n<\/ul>\n<h3>Also Read : <a href=\"https:\/\/www.seminarsonly.com\/news\/chicken-road-scam-red-flags-to-watch-out-for\/\">Chicken Road Scam | Red Flags to Watch Out For<\/a><\/h3>\n<hr data-start=\"2457\" data-end=\"2460\" \/>\n<h2 data-start=\"2462\" data-end=\"2503\"><span style=\"color: #800000;\">Summary Table: Interest Rates &amp; Fees<\/span><\/h2>\n<div class=\"_tableContainer_sk2ct_1\">\n<div class=\"_tableWrapper_sk2ct_13 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"height: 461px;\" width=\"783\" data-start=\"2505\" data-end=\"4116\">\n<thead data-start=\"2505\" data-end=\"2620\">\n<tr data-start=\"2505\" data-end=\"2620\">\n<th data-start=\"2505\" data-end=\"2541\" data-col-size=\"sm\"><strong data-start=\"2507\" data-end=\"2518\">Feature<\/strong><\/th>\n<th data-start=\"2541\" data-end=\"2620\" data-col-size=\"md\"><strong data-start=\"2543\" data-end=\"2554\">Details<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"2737\" data-end=\"4116\">\n<tr data-start=\"2737\" data-end=\"2851\">\n<td data-start=\"2737\" data-end=\"2772\" data-col-size=\"sm\">Purchase Intro APR<\/td>\n<td data-start=\"2772\" data-end=\"2851\" data-col-size=\"md\">0% for 12 months<\/td>\n<\/tr>\n<tr data-start=\"2852\" data-end=\"2966\">\n<td data-start=\"2852\" data-end=\"2887\" data-col-size=\"sm\">Regular Purchase APR<\/td>\n<td data-col-size=\"md\" data-start=\"2887\" data-end=\"2966\">19.74% \u2013 29.74% (varies by credit score and prime rate)<\/td>\n<\/tr>\n<tr data-start=\"2967\" data-end=\"3081\">\n<td data-start=\"2967\" data-end=\"3002\" data-col-size=\"sm\">Balance Transfer Intro APR<\/td>\n<td data-start=\"3002\" data-end=\"3081\" data-col-size=\"md\">0% for 12 months (transfers within first 120 days)<\/td>\n<\/tr>\n<tr data-start=\"3082\" data-end=\"3196\">\n<td data-start=\"3082\" data-end=\"3117\" data-col-size=\"sm\">Balance Transfer Fee<\/td>\n<td data-start=\"3117\" data-end=\"3196\" data-col-size=\"md\">$5 or 3% during intro, up to 5% afterward (min $5)<\/td>\n<\/tr>\n<tr data-start=\"3197\" data-end=\"3311\">\n<td data-start=\"3197\" data-end=\"3232\" data-col-size=\"sm\">Cash Advance APR<\/td>\n<td data-start=\"3232\" data-end=\"3311\" data-col-size=\"md\">29.99% variable<\/td>\n<\/tr>\n<tr data-start=\"3312\" data-end=\"3425\">\n<td data-start=\"3312\" data-end=\"3347\" data-col-size=\"sm\">Cash Advance Fee<\/td>\n<td data-start=\"3347\" data-end=\"3425\" data-col-size=\"md\">$10 or 5% of amount (whichever higher)<\/td>\n<\/tr>\n<tr data-start=\"3426\" data-end=\"3540\">\n<td data-start=\"3426\" data-end=\"3461\" data-col-size=\"sm\">Annual Fee<\/td>\n<td data-start=\"3461\" data-end=\"3540\" data-col-size=\"md\">$0<\/td>\n<\/tr>\n<tr data-start=\"3541\" data-end=\"3655\">\n<td data-start=\"3541\" data-end=\"3576\" data-col-size=\"sm\">Foreign Transaction Fee<\/td>\n<td data-start=\"3576\" data-end=\"3655\" data-col-size=\"md\">3%<\/td>\n<\/tr>\n<tr data-start=\"3656\" data-end=\"3770\">\n<td data-start=\"3656\" data-end=\"3691\" data-col-size=\"sm\">Minimum Interest Charge<\/td>\n<td data-start=\"3691\" data-end=\"3770\" data-col-size=\"md\">$1<\/td>\n<\/tr>\n<tr data-start=\"3771\" data-end=\"3886\">\n<td data-start=\"3771\" data-end=\"3806\" data-col-size=\"sm\">Grace Period<\/td>\n<td data-col-size=\"md\" data-start=\"3806\" data-end=\"3886\">\u226525 days if paid in full<\/td>\n<\/tr>\n<tr data-start=\"3887\" data-end=\"4001\">\n<td data-start=\"3887\" data-end=\"3922\" data-col-size=\"sm\">Late Payment Fee<\/td>\n<td data-start=\"3922\" data-end=\"4001\" data-col-size=\"md\">Up to $29 first late, up to $40 subsequent<\/td>\n<\/tr>\n<tr data-start=\"4002\" data-end=\"4116\">\n<td data-start=\"4002\" data-end=\"4037\" data-col-size=\"sm\">Over-limit Fee<\/td>\n<td data-start=\"4037\" data-end=\"4116\" data-col-size=\"md\">None<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<hr data-start=\"4118\" data-end=\"4121\" \/>\n<p data-start=\"4123\" data-end=\"4437\"><strong data-start=\"4123\" data-end=\"4150\">Note on Rate Variation:<\/strong> The APR ranges stem from different sources\u2014the Consumer Financial Protection Bureau lists up to 29.24% as of Dec 2024, while Wells Fargo\u2019s own terms cite up to 29.74% depending on credit and market factors.<\/p>\n<hr data-start=\"4439\" data-end=\"4442\" \/>\n<h2 data-start=\"4444\" data-end=\"4467\"><span style=\"color: #800000;\">3. Final Thoughts<\/span><\/h2>\n<ul data-start=\"4468\" data-end=\"4861\">\n<li data-start=\"4468\" data-end=\"4574\">\n<p data-start=\"4470\" data-end=\"4574\"><strong data-start=\"4470\" data-end=\"4487\">Phone Contact<\/strong>: Use <strong data-start=\"4493\" data-end=\"4511\">1\u2011800\u2011642\u20114720<\/strong> (or the number on your card) for any customer service needs.<\/p>\n<\/li>\n<li data-start=\"4575\" data-end=\"4748\">\n<p data-start=\"4577\" data-end=\"4748\"><strong data-start=\"4577\" data-end=\"4595\">Interest Rates<\/strong>: Enjoy a <strong data-start=\"4605\" data-end=\"4642\">0% introductory APR for 12 months<\/strong>, but be prepared for a <strong data-start=\"4666\" data-end=\"4693\">variable rate afterward<\/strong> ranging roughly between <strong data-start=\"4718\" data-end=\"4728\">19\u201330%<\/strong>, based on credit.<\/p>\n<\/li>\n<li data-start=\"4749\" data-end=\"4861\">\n<p data-start=\"4751\" data-end=\"4861\"><strong data-start=\"4751\" data-end=\"4759\">Fees<\/strong>: No annual fee, but you&#8217;ll face costs for balance transfers, cash advances, and foreign transactions.<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The main customer service number for the Wells Fargo Active Cash Card and other credit cards is 1-800-642-4720. The Cash Card has a variable APR that is based on your&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6050],"tags":[],"class_list":["post-93115","post","type-post","status-publish","format-standard","hentry","category-card"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Wells Fargo Active Cash Card | Phone Number and Interest Rate - Seminarsonly.com<\/title>\n<meta name=\"description\" content=\"The main customer service number for the Wells Fargo Active Cash Card and other credit cards is 1-800-642-4720. 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The Cash Card has a variable APR that is based on your creditworthiness.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/seminarsonly.com\/news\/wells-fargo-active-cash-card-phone-number-and-interest-rate\/","og_locale":"en_US","og_type":"article","og_title":"Wells Fargo Active Cash Card | Phone Number and Interest Rate","og_description":"The main customer service number for the Wells Fargo Active Cash Card and other credit cards is 1-800-642-4720. 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