{"id":90297,"date":"2025-06-20T15:39:39","date_gmt":"2025-06-20T10:09:39","guid":{"rendered":"https:\/\/www.seminarsonly.com\/news\/?p=90297"},"modified":"2025-06-20T15:54:22","modified_gmt":"2025-06-20T10:24:22","slug":"how-to-get-home-loan-interest-certificate-from-uco-bank","status":"publish","type":"post","link":"https:\/\/seminarsonly.com\/news\/how-to-get-home-loan-interest-certificate-from-uco-bank\/","title":{"rendered":"How to get home loan interest certificate from UCO Bank?"},"content":{"rendered":"<h3 class=\"ai-optimize-6\" data-start=\"0\" data-end=\"37\"><span style=\"color: #008000;\"><em><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">To get your <strong data-start=\"12\" data-end=\"46\">Home Loan Interest Certificate<\/strong> from UCO Bank, you have two easy options \u2014 <strong data-start=\"90\" data-end=\"100\">online<\/strong> through net banking, mPassbook\/mobile app, or a dedicated certificate portal, and <strong data-start=\"183\" data-end=\"194\">offline<\/strong> via your local branch.<\/span><\/em><\/span><\/h3>\n<hr data-start=\"39\" data-end=\"42\" \/>\n<h2 class=\"ai-optimize-7\" data-start=\"44\" data-end=\"99\"><span style=\"color: #800000;\">\ud83d\udda5\ufe0f Online Method (Net Banking \/ Certificate Portal)<\/span><\/h2>\n<ol data-start=\"101\" data-end=\"712\">\n<li class=\"ai-optimize-8\" data-start=\"101\" data-end=\"315\">\n<p class=\"ai-optimize-9 ai-optimize-introduction\" data-start=\"104\" data-end=\"143\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\"><strong data-start=\"0\" data-end=\"22\" data-is-only-node=\"\">Certificate Portal<\/strong> (fastest &amp; no login needed):<\/span><\/p>\n<ul data-start=\"147\" data-end=\"315\">\n<li class=\"ai-optimize-10\" data-start=\"147\" data-end=\"188\">\n<p class=\"ai-optimize-11\" data-start=\"149\" data-end=\"188\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Visit the UCO Bank \u201cLoan Certificate\u201d page on their website.<\/span><\/p>\n<\/li>\n<li class=\"ai-optimize-12\" data-start=\"192\" data-end=\"233\">\n<p class=\"ai-optimize-13\" data-start=\"194\" data-end=\"233\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Select <strong data-start=\"7\" data-end=\"20\">Home Loan<\/strong> type, enter your <strong data-start=\"38\" data-end=\"57\">Loan A\/c Number<\/strong>, <strong data-start=\"59\" data-end=\"74\">Customer ID<\/strong>, and <strong data-start=\"80\" data-end=\"98\">Financial Year<\/strong>.<\/span><\/p>\n<\/li>\n<li class=\"ai-optimize-14\" data-start=\"237\" data-end=\"315\">\n<p class=\"ai-optimize-15\" data-start=\"239\" data-end=\"315\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Click <strong data-start=\"6\" data-end=\"16\">Submit<\/strong> \u2192 you\u2019ll receive an <strong data-start=\"37\" data-end=\"44\">OTP<\/strong> \u2192 enter it \u2192 download the PDF certificate (provisional)<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"ai-optimize-16\" data-start=\"317\" data-end=\"533\">\n<p class=\"ai-optimize-17\" data-start=\"320\" data-end=\"359\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\"><strong data-start=\"0\" data-end=\"36\" data-is-last-node=\"\" data-is-only-node=\"\">Net Banking \/ UCO mBanking+ app:<\/strong><\/span><\/p>\n<ul data-start=\"363\" data-end=\"533\">\n<li class=\"ai-optimize-18\" data-start=\"363\" data-end=\"404\">\n<p class=\"ai-optimize-19\" data-start=\"365\" data-end=\"404\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Log into <strong data-start=\"9\" data-end=\"28\">UCO Net Banking<\/strong> or the <strong data-start=\"36\" data-end=\"49\">mBanking+<\/strong> mobile app.<\/span><\/p>\n<\/li>\n<li class=\"ai-optimize-20\" data-start=\"408\" data-end=\"449\">\n<p class=\"ai-optimize-21\" data-start=\"410\" data-end=\"449\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Go to <strong data-start=\"6\" data-end=\"19\">Enquiries<\/strong> \u2192 select <strong data-start=\"29\" data-end=\"66\">Home Loan Provisional Certificate<\/strong>.<\/span><\/p>\n<\/li>\n<li class=\"ai-optimize-22\" data-start=\"453\" data-end=\"533\">\n<p class=\"ai-optimize-23\" data-start=\"455\" data-end=\"533\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Enter your loan details \u2192 view\/download the certificate.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"ai-optimize-24\" data-start=\"535\" data-end=\"712\">\n<p class=\"ai-optimize-25\" data-start=\"538\" data-end=\"579\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\"><strong data-start=\"0\" data-end=\"36\" data-is-last-node=\"\" data-is-only-node=\"\">UCO mPassbook App (alternative):<\/strong><\/span><\/p>\n<ul data-start=\"583\" data-end=\"712\">\n<li class=\"ai-optimize-26\" data-start=\"583\" data-end=\"626\">\n<p class=\"ai-optimize-27\" data-start=\"585\" data-end=\"626\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Use <strong data-start=\"4\" data-end=\"17\">mPassbook<\/strong> app to view loan account transactions and generate statements.<\/span><\/p>\n<\/li>\n<li class=\"ai-optimize-28\" data-start=\"630\" data-end=\"712\">\n<p class=\"ai-optimize-29\" data-start=\"632\" data-end=\"712\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Not guaranteed to include the formatted Interest Certificate \u2014 better to use methods above.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h3 class=\"ai-optimize-6\">Also Read : <a href=\"https:\/\/www.seminarsonly.com\/news\/international-yoga-day-2025-registration-ayushs-yoga-sangam-portal\/\">International Yoga Day 2025 Registration<\/a><\/h3>\n<hr data-start=\"714\" data-end=\"717\" \/>\n<h2 class=\"ai-optimize-30\" data-start=\"719\" data-end=\"754\"><span style=\"color: #800000;\">\ud83c\udfe6 Offline Method (Branch Visit)<\/span><\/h2>\n<ol data-start=\"756\" data-end=\"974\">\n<li class=\"ai-optimize-31\" data-start=\"756\" data-end=\"800\">\n<p class=\"ai-optimize-32\" data-start=\"759\" data-end=\"800\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Visit your <strong data-start=\"11\" data-end=\"31\">home loan branch<\/strong>.<\/span><\/p>\n<\/li>\n<li class=\"ai-optimize-33\" data-start=\"801\" data-end=\"845\">\n<p class=\"ai-optimize-34\" data-start=\"804\" data-end=\"845\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Request and fill out the <strong data-start=\"25\" data-end=\"59\">Loan Interest Certificate Form<\/strong>: includes loan A\/c no, PAN, borrower details.<\/span><\/p>\n<\/li>\n<li class=\"ai-optimize-35\" data-start=\"846\" data-end=\"890\">\n<p class=\"ai-optimize-36\" data-start=\"849\" data-end=\"890\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Submit with <strong data-start=\"12\" data-end=\"31\">identity proofs<\/strong> (PAN, Aadhaar).<\/span><\/p>\n<\/li>\n<li class=\"ai-optimize-37\" data-start=\"891\" data-end=\"974\">\n<p class=\"ai-optimize-38\" data-start=\"894\" data-end=\"974\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">Bank staff will process and issue a printed <strong data-start=\"44\" data-end=\"68\" data-is-last-node=\"\">interest certificate.<\/strong><\/span><\/p>\n<\/li>\n<\/ol>\n<hr data-start=\"976\" data-end=\"979\" \/>\n<h2 class=\"ai-optimize-39\" data-start=\"981\" data-end=\"1001\"><span style=\"color: #800000;\">\ud83d\udd0d Tax Filing Use<\/span><\/h2>\n<p class=\"ai-optimize-40\" data-start=\"1003\" data-end=\"1083\"><span class=\"relative -mx-px my-[-0.2rem] rounded px-px py-[0.2rem] transition-colors duration-100 ease-in-out\">The certificate shows details of loan principal, interest paid, and helps you <strong data-start=\"78\" data-end=\"133\">claim deductions under Sections 24(b) and 80C\/80EEA<\/strong>. Always good to use the official certificate rather than just statements<\/span>.<\/p>\n<hr data-start=\"1085\" data-end=\"1088\" \/>\n<h2 class=\"ai-optimize-41\" data-start=\"1090\" data-end=\"1111\"><span style=\"color: #800000;\">\u2705 Summary of Steps<\/span><\/h2>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"height: 236px;\" width=\"842\" data-start=\"1113\" data-end=\"1686\">\n<thead data-start=\"1113\" data-end=\"1227\">\n<tr data-start=\"1113\" data-end=\"1227\">\n<th data-start=\"1113\" data-end=\"1139\" data-col-size=\"sm\">Method<\/th>\n<th data-start=\"1139\" data-end=\"1174\" data-col-size=\"sm\">Where<\/th>\n<th data-start=\"1174\" data-end=\"1227\" data-col-size=\"md\">What You Get<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"1343\" data-end=\"1686\">\n<tr data-start=\"1343\" data-end=\"1458\">\n<td data-start=\"1343\" data-end=\"1370\" data-col-size=\"sm\">Loan Certificate Webpage<\/td>\n<td data-col-size=\"sm\" data-start=\"1370\" data-end=\"1405\">UCO Bank website (no login)<\/td>\n<td data-col-size=\"md\" data-start=\"1405\" data-end=\"1458\">OTP\u2011protected PDF of provisional interest details<\/td>\n<\/tr>\n<tr data-start=\"1459\" data-end=\"1572\">\n<td data-start=\"1459\" data-end=\"1485\" data-col-size=\"sm\">Net Banking \/ mBanking+<\/td>\n<td data-start=\"1485\" data-end=\"1520\" data-col-size=\"sm\">UCO digital banking platforms<\/td>\n<td data-col-size=\"md\" data-start=\"1520\" data-end=\"1572\">View &amp; download formatted interest certificate<\/td>\n<\/tr>\n<tr data-start=\"1573\" data-end=\"1686\">\n<td data-start=\"1573\" data-end=\"1598\" data-col-size=\"sm\">Branch Visit<\/td>\n<td data-start=\"1598\" data-end=\"1633\" data-col-size=\"sm\">Your UCO Bank home loan branch<\/td>\n<td data-start=\"1633\" data-end=\"1686\" data-col-size=\"md\">Print copy after form &amp; ID submission<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<hr data-start=\"1688\" data-end=\"1691\" \/>\n<h2 class=\"ai-optimize-42\" data-start=\"1693\" data-end=\"1705\"><span style=\"color: #800000;\">\u2795 Pro Tip<\/span><\/h2>\n<ul data-start=\"1707\" data-end=\"1984\">\n<li class=\"ai-optimize-43\" data-start=\"1707\" data-end=\"1774\">\n<p class=\"ai-optimize-44\" data-start=\"1709\" data-end=\"1774\">Use the <strong data-start=\"1717\" data-end=\"1739\">Certificate Portal<\/strong> \u2013 quick and accessible any time.<\/p>\n<\/li>\n<li class=\"ai-optimize-45\" data-start=\"1775\" data-end=\"1833\">\n<p class=\"ai-optimize-46\" data-start=\"1777\" data-end=\"1833\"><strong data-start=\"1777\" data-end=\"1792\">Keep copies<\/strong> for tax filing before filing your ITR.<\/p>\n<\/li>\n<li class=\"ai-optimize-47\" data-start=\"1834\" data-end=\"1984\">\n<p class=\"ai-optimize-48\" data-start=\"1836\" data-end=\"1984\">If you need a certificate after full loan repayment, <strong data-start=\"1889\" data-end=\"1919\">ask branch for a final NOC<\/strong>, which typically includes loan closure and accumulated interest.<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>To get your Home Loan Interest Certificate from UCO Bank, you have two easy options \u2014 online through net banking, mPassbook\/mobile app, or a dedicated certificate portal, and offline via&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5921],"tags":[],"class_list":["post-90297","post","type-post","status-publish","format-standard","hentry","category-india"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to get home loan interest certificate from UCO Bank? 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