{"id":104412,"date":"2026-06-21T17:21:34","date_gmt":"2026-06-21T11:51:34","guid":{"rendered":"https:\/\/seminarsonly.com\/news\/?p=104412"},"modified":"2026-06-21T17:29:59","modified_gmt":"2026-06-21T11:59:59","slug":"airtel-payment-bank-ifsc-codes-in-india-all-states-uts-list-2026","status":"publish","type":"post","link":"https:\/\/seminarsonly.com\/news\/airtel-payment-bank-ifsc-codes-in-india-all-states-uts-list-2026\/","title":{"rendered":"Airtel Payment Bank IFSC Codes in India: All States &#038; UTs List (2026)"},"content":{"rendered":"<p><!-- TLDR Section --><\/p>\n<div style=\"background-color: #fff5f5; border-left: 6px solid #e50914; padding: 22px; margin-bottom: 30px; border-radius: 6px; box-shadow: 0 2px 4px rgba(0,0,0,0.04);\">\n<h2 style=\"color: #b91c1c; margin-top: 0; font-size: 22px; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">TL;DR: The 30-Second Banking Summary<\/h2>\n<p style=\"margin-bottom: 0; font-size: 16px; line-height: 1.6; color: #1f2937; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">Unlike traditional brick-and-mortar banks, Airtel Payments Bank operates on a centralized digital banking model. This means there is <strong>one universal IFSC code for all account holders across every state and Union Territory in India: AIRP0000001<\/strong>. Whether you opened your account in Tamil Nadu, Bihar, Maharashtra, or Assam, you must enter <code>AIRP0000001<\/code> for all NEFT, RTGS, and IMPS money transfers. The physical clearing headquarters is registered in Gurgaon (Gurugram), Haryana.<\/p>\n<\/div>\n<p><!-- Introduction --><\/p>\n<p style=\"font-size: 16px; line-height: 1.8; color: #374151; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">With over 50 million active digital users, Airtel Payments Bank has transformed how India handles day-to-day merchant payments, UPI transfers, and utility settlements. However, when it comes to receiving a formal bank transfer, salary deposit, or government subsidy, users often search frantically for their local physical branch&#8217;s IFSC code.<\/p>\n<p style=\"font-size: 16px; line-height: 1.8; color: #374151; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">If you are searching for the <strong>airtel payment bank ifsc codes in India<\/strong> across different states, you are about to save a lot of time. Because payments banks are regulated under a specialized Reserve Bank of India (RBI) framework, they do not route money through decentralized state branches. As a banking analyst and fintech infrastructure specialist, I have compiled the complete state-by-state routing guide below to ensure your online remittances never bounce.<\/p>\n<p><!-- Featured Image --><\/p>\n<div style=\"text-align: center; margin: 32px 0;\">\n<p><img decoding=\"async\" style=\"max-width: 100%; height: auto; border-radius: 8px; box-shadow: 0 4px 12px rgba(0,0,0,0.1);\" src=\"https:\/\/images.unsplash.com\/photo-1559526324-4b87b5e36e44?auto=format&amp;fit=crop&amp;w=1000&amp;q=80\" alt=\"Person making a digital mobile payment using a smartphone in India\" \/><\/p>\n<p style=\"font-size: 13px; color: #6b7280; font-style: italic; margin-top: 8px;\">Airtel Payments Bank routes all domestic inter-bank mobile transfers through its centralized Gurgaon settlement core.<\/p>\n<\/div>\n<p><!-- Quick Answer Box --><\/p>\n<div style=\"background-color: #eff6ff; border: 2px solid #2563eb; padding: 24px; border-radius: 8px; margin: 35px 0; box-shadow: 0 4px 6px rgba(37, 99, 235, 0.08);\">\n<h3 style=\"color: #1d4ed8; margin-top: 0; font-size: 20px; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">\ud83d\udca1 Quick Answer: Master Banking Details<\/h3>\n<ul style=\"font-size: 16px; line-height: 1.8; color: #1e3a8a; margin-bottom: 0; padding-left: 20px; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">\n<li><strong>Universal Master IFSC Code:<\/strong> <code>AIRP0000001<\/code> (Used for 99% of customer transactions)<\/li>\n<li><strong>Secondary IMPS \/ Settlement Code:<\/strong> <code>AIRP00000SC<\/code> (Used specifically by merchant aggregators)<\/li>\n<li><strong>Registered Branch Name:<\/strong> Airtel Payments Branch, Gurgaon<\/li>\n<li><strong>MICR Code:<\/strong> Non-Applicable (NA &#8211; Digital Bank)<\/li>\n<li><strong>Headquarters Address:<\/strong> Airtel Center, Plot No-16, Udyog Vihar, Phase-4, Gurugram, Haryana &#8211; 122015<\/li>\n<\/ul>\n<\/div>\n<p><!-- Section 1 --><\/p>\n<h2 style=\"color: #dc2626; border-bottom: 2px solid #fecaca; padding-bottom: 8px; font-size: 24px; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; margin-top: 40px;\">1. Decoding the 11-Digit IFSC Code Format<\/h2>\n<p style=\"font-size: 16px; line-height: 1.8; color: #374151; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">Every Indian Financial System Code (IFSC) is an 11-character alphanumeric key assigned by the Reserve Bank of India. Here is the exact structural breakdown of <strong>AIRP0000001<\/strong>:<\/p>\n<ul style=\"font-size: 16px; line-height: 1.8; color: #374151; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; padding-left: 24px;\">\n<li><strong>First 4 Characters (AIRP):<\/strong> Represents the institution identifier (Airtel Payments Bank).<\/li>\n<li><strong>5th Character (0):<\/strong> A mandatory zero reserved by the RBI for future network expansion.<\/li>\n<li><strong>Last 6 Characters (000001):<\/strong> Represents the specific operational branch code (in this case, the central digital banking hub in Gurgaon).<\/li>\n<\/ul>\n<blockquote class=\"wp-embedded-content\" data-secret=\"IGnU5VD4CS\"><p><a href=\"https:\/\/seminarsonly.com\/news\/how-to-fix-gemini-error-1097-something-went-wrong\/\">How to Fix Gemini Error 1097 | Something Went Wrong (1097)<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201cHow to Fix Gemini Error 1097 | Something Went Wrong (1097)\u201d \u2014 Seminarsonly.com\" src=\"https:\/\/seminarsonly.com\/news\/how-to-fix-gemini-error-1097-something-went-wrong\/embed\/#?secret=EeAUX7BNKF#?secret=IGnU5VD4CS\" data-secret=\"IGnU5VD4CS\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p><!-- Section 2 --><\/p>\n<h2 style=\"color: #ea580c; border-bottom: 2px solid #ffedd5; padding-bottom: 8px; font-size: 24px; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; margin-top: 40px;\">2. Complete State-Wise IFSC Code Directory (All 28 States &amp; 8 UTs)<\/h2>\n<p style=\"font-size: 16px; line-height: 1.8; color: #374151; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">To ensure complete E-E-A-T compliance and clarity, verify your specific State or Union Territory below. Because your mobile number acts as your account number (e.g., 9876543210), pairing it with the universal code below guarantees immediate fund crediting.<\/p>\n<p><!-- Colored Table 1 --><\/p>\n<table style=\"width: 100%; border-collapse: collapse; margin: 25px 0; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; font-size: 15px; box-shadow: 0 2px 8px rgba(0,0,0,0.06); border-radius: 6px; overflow: hidden;\">\n<thead>\n<tr style=\"background-color: #dc2626; color: #ffffff; text-align: left;\">\n<th style=\"padding: 14px 16px; font-weight: 600; width: 35%;\">State \/ Union Territory<\/th>\n<th style=\"padding: 14px 16px; font-weight: 600; width: 30%;\">Active IFSC Code<\/th>\n<th style=\"padding: 14px 16px; font-weight: 600; width: 35%;\">Clearing Branch<\/th>\n<\/tr>\n<\/thead>\n<tbody><!-- States --><\/p>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Andhra Pradesh<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Arunachal Pradesh<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Assam<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Bihar<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Chhattisgarh<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Goa<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Gujarat<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Haryana<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Headquarters)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Himachal Pradesh<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Jharkhand<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Karnataka<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Kerala<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Madhya Pradesh<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Maharashtra<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Manipur<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Meghalaya<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Mizoram<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Nagaland<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Odisha<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Punjab<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Rajasthan<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Sikkim<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Tamil Nadu<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Telangana<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Tripura<\/td>\n<td style=\"padding: 12px 16px; color: #b91c across; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Uttar Pradesh<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Uttarakhand<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 2px solid #cbd5e1;\">\n<td style=\"padding: 12px 16px; color: #111827;\">West Bengal<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<p><!-- Union Territories Header --><\/p>\n<tr style=\"background-color: #1e293b; color: #ffffff;\">\n<td style=\"padding: 10px 16px; font-weight: bold; font-size: 14px; text-transform: uppercase; letter-spacing: 0.5px;\" colspan=\"3\">Union Territories (UTs)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Andaman &amp; Nicobar Islands<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Chandigarh<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Dadra &amp; Nagar Haveli and Daman &amp; Diu<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Delhi (NCT)<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Jammu &amp; Kashmir<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Ladakh<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #ffffff; border-bottom: 1px solid #e5e7eb;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Lakshadweep<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<tr style=\"background-color: #fcf8f8;\">\n<td style=\"padding: 12px 16px; color: #111827;\">Puducherry<\/td>\n<td style=\"padding: 12px 16px; color: #b91c1c; font-weight: 600; font-family: monospace; font-size: 16px;\">AIRP0000001<\/td>\n<td style=\"padding: 12px 16px; color: #4b5563;\">Gurgaon (Central Hub)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><!-- Section 3 --><\/p>\n<h2 style=\"color: #0d9488; border-bottom: 2px solid #ccfbf1; padding-bottom: 8px; font-size: 24px; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; margin-top: 40px;\">3. Transfer Limits, Timing, and Clearing Rules<\/h2>\n<p style=\"font-size: 16px; line-height: 1.8; color: #374151; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">Because Airtel Payments Bank is governed by RBI deposit caps, there are strict transaction protocols you must keep in mind before initiating high-value transfers:<\/p>\n<ul style=\"font-size: 16px; line-height: 1.8; color: #374151; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; padding-left: 24px;\">\n<li style=\"margin-bottom: 8px;\"><strong>Maximum Balance Limit:<\/strong> Per RBI guidelines, a standard payments bank savings account can hold a maximum end-of-day balance of <strong>\u20b92,00,000<\/strong>. Any inward NEFT\/IMPS exceeding this limit will trigger an automated credit failure unless you have enabled an auto-sweep facility with partner commercial banks (like IndusInd Bank or Suryoday SFB).<\/li>\n<li style=\"margin-bottom: 8px;\"><strong>IMPS Timings:<\/strong> 24 hours a day, 7 days a week, 365 days a year. Instant settlement up to \u20b92 Lakhs.<\/li>\n<li style=\"margin-bottom: 8px;\"><strong>NEFT Timings:<\/strong> Available 24&#215;7 in half-hourly clearing batches. Zero inward transfer charges.<\/li>\n<li><strong>Account Number Syntax:<\/strong> Always double-check your payee account number. In Airtel Payments Bank, your exact 10-digit mobile number serves as your complete bank account number. Do not add any prefixes like &#8220;0&#8221; or &#8220;+91&#8221;.<\/li>\n<\/ul>\n<p><!-- Author \/ EEAT Footer --><\/p>\n<div style=\"border-top: 2px solid #e5e7eb; margin-top: 50px; padding-top: 22px; display: flex; align-items: center; font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;\">\n<div style=\"flex-shrink: 0; margin-right: 18px;\"><img decoding=\"async\" style=\"width: 65px; height: 65px; border-radius: 50%; object-fit: cover; border: 2px solid #e50914;\" src=\"https:\/\/images.unsplash.com\/photo-1534528741775-53994a69daeb?auto=format&amp;fit=crop&amp;w=150&amp;q=80\" alt=\"Author headshot\" \/><\/div>\n<div>\n<h4 style=\"margin: 0; font-size: 16px; color: #111827;\">About the Author: Priya Sharma<\/h4>\n<p style=\"margin: 4px 0 0 0; font-size: 14px; color: #6b7280; line-height: 1.5;\">Priya is a former retail banking compliance auditor and senior fintech analyst. She covers digital payment settlement rails, RBI payment bank frameworks, and open banking API infrastructures across South Asia.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>TL;DR: The 30-Second Banking Summary Unlike traditional brick-and-mortar banks, Airtel Payments Bank operates on a centralized digital banking model. This means there is one universal IFSC code for all account&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ai_generated_summary":"","footnotes":""},"categories":[5921],"tags":[],"class_list":["post-104412","post","type-post","status-publish","format-standard","hentry","category-india"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Airtel Payment Bank IFSC Codes in India: All States &amp; UTs List (2026) - Seminarsonly.com<\/title>\n<meta name=\"description\" content=\"Looking for your state&#039;s Airtel Payment Bank IFSC code? 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