When is Open Enrollment for Health Insurance 2025
Open Enrollment for health insurance in 2025 is generally from November 1, 2024, to January 15, 2025. For a more streamlined enrolment experience, take a few moments today to prepare.
However, it’s crucial to remember that some states operate their own health insurance exchanges, and their open enrollment periods might differ slightly.
It’s always recommended to double-check the specific dates for your state to avoid missing the deadline.
Coming Nov 1 : 2025 income levels and savings
Before November 1, get an idea of how much you’ll save in 2025 with 2024 amounts. Then, come back November 1 for a more accurate estimate. (2025 savings may be higher due to inflation.)
Check if you might save on Marketplace premiums, or qualify for Medicaid or Children’s Health Insurance Program (CHIP), based on your income. Or, find out who to include in your household and how to estimate income before you apply.
What do I need?
A Social Security Number (SSN) for each person
Your Marketplace application will ask for each person’s 9-digit SSN, even those not applying for coverage. The Marketplace will confirm the SSNs with Social Security, after you give permission at the start of your application. If you don’t enter an SSN, you may need to provide more information at a later time.
Information about the professional helping you apply, if any
If a professional is helping you with your application, you’ll enter their information. These professionals include navigators, certified application counselors, in-person assistance personnel, agents, and brokers.
Immigration document information for each lawfully present immigrant
If your application includes a lawfully present immigrant who needs coverage, you’ll be asked to provide information from their immigration documents.
Information on how you’ll file your taxes
If you file federal income taxes and are married, the Marketplace needs to know if you file separately or jointly. You’ll also be asked about who you claim as a tax dependent.
Employer and income information for everyone in your household
Your Marketplace application may ask about the income and expenses of everyone in your household, even those not applying for coverage.
The Marketplace counts these as income:
• Wages and salaries, as reported on each person’s W-2 form and pay stubs
• Tips
• Net income from any self-employment or business
• Unemployment compensation
• Social Security payments, including disability payments (but not Supplemental Security Income (SSI))
• Alimony for divorces and separations finalized before January 1, 2019
• Retirement or pension income, including most IRA or 401k withdrawals
• Investment income, like dividends or interest
• Rental income
• Other taxable income
Your Marketplace application may ask for an estimate of what your household’s income will be in the year you’re applying for coverage.
