UnitedHealthcare Medicare Advantage Plans 2025

UnitedHealthcare Medicare Advantage Plans 2025

UnitedHealthcare has announced its Medicare Advantage plans for 2025, focusing on providing more choices, wider access to care, and stable benefits. 140 new plans are being introduced.

Here’s a summary of what’s new and important:

Key Highlights:

1. More Plans: 140 new plans are being introduced, including many with unique designs and benefits tailored to specific groups like dual-eligible beneficiaries.

2. Expanded D-SNPs: UnitedHealthcare is growing its Dual Special Needs Plans (D-SNPs) to reach an additional 135,000 individuals who qualify for both Medicare and Medicaid.

3. Focus on Affordability: Many plans offer $0 premiums, $0 copays for various services (including primary care visits, labs, and preventive care), and $0 copays for prescription drugs.

4. Emphasis on Wellness: Incentives and rewards for physical activity, annual wellness visits, and healthy behaviors are included in many plans.

5. Improved Benefits: Plans may include credits to help pay for over-the-counter health products and healthy food using the UnitedHealthcare UCard®.

Important Information for Current UnitedHealthcare Members:

• Plan Changes: Some service areas will be reduced, and certain plans will be discontinued in 2025. Affected members will be notified by October 2, 2024.

• Special Enrollment Period: Members whose plans are discontinued will have a special enrollment period to choose a new plan until February 28, 2025.

Where to Find More Information:

• UnitedHealthcare Website: Visit the official UnitedHealthcare website for details on specific plans, costs, and coverage in your area. You can use their online tools to compare plans and find one that best suits your needs.
• Medicare.gov: The official Medicare website provides comprehensive information about Medicare Advantage plans, including plan options from different insurers, enrollment details, and resources to help you make informed decisions.

Remember:

• Annual Enrollment Period: The Annual Enrollment Period for Medicare Advantage and prescription drug plans runs from October 15 to December 7 each year. This is the time to make changes to your coverage for the following year.

• Personalized Advice: Consider speaking with a licensed insurance agent or contacting UnitedHealthcare directly to discuss your individual needs and find the most suitable plan for you.