https //partner.support.services.microsoft.com/en-us/partners/amc/payment options

If you have a payment method for your Microsoft account that you’re no longer using, or that has expired, you can remove it.

Sign in to the Payment options page with your Microsoft account. If you can’t sign in, try troubleshooting issues with your Microsoft account.
Find the payment method you want to remove, and then select Remove.
Confirm that you want to remove your payment method, and then select Remove.

Sign in to your Xbox One console with your Microsoft account. If you can’t sign in, try troubleshooting issues with your Microsoft account.
Press the Xbox button on your controller to open the guide.
Select System > Settings > Account > Payment & billing.
On the Payment options screen, scroll right to the payment option you want to remove, and then select Remove.
Confirm that you want to remove your payment method, and then select Yes, Remove.

In Microsoft Store , select Buy. If asked, sign in with your Microsoft account.
Select Get Started! Add a way to pay or Change > Add a new payment method.
Select Mobile phone.
Select your mobile operator from the list, enter your phone number, and then hit Next.
To make sure its really you, well send you a code via text message. Enter the code and hit Next.
Check the terms and payment details, and then hit Buy.

https //store.playstation.com/paypal : Payment methods accepted on PlayStation Store

Add mobile billing to your payment options.

Add a new payment method

Sign in with your Microsoft account to the Payment options page of your account dashboard. If you can’t sign in, try troubleshooting issues with your Microsoft account.
Select Add a new payment method.
Select the type of payment method you want to add, add your info, and select Save.