
The easiest way you can pay your FIT Mastercard® is either online or over the phone at (866) 513-4598. Alternatively, you can pay your credit card bill by mail.
To make a FIT Mastercard payment, follow these steps:
1. Online Payment
- Log in to your online account: Visit the official website of your FIT Mastercard issuer (e.g., FITCard.com) and log in using your account credentials.
- Go to the payment section: Once logged in, navigate to the payment or billing section.
- Choose your payment method: You can typically pay via:
- Bank Account (ACH transfer): Link your checking or savings account for direct payments.
- Credit/Debit Card: Use another credit or debit card to make the payment.
- Enter payment details: Specify the amount you wish to pay (minimum payment, full balance, or a custom amount).
- Confirm and submit: Double-check the payment details and confirm to complete the transaction.
2. Mobile App Payment (If Available)
- Download the issuer’s mobile app (if your card issuer offers one, available on Google Play or Apple App Store).
- Log in to your account: Use your account credentials to access your billing information.
- Select “Make Payment”: Go to the payment section in the app.
- Enter the payment details: Choose your payment amount, payment method (linked bank account or card), and confirm the payment.
3. Mail Payment
- Send a check or money order to the payment address listed on your FIT Mastercard billing statement.
- Include your account number on the check/money order to ensure it’s applied to your account.
- Ensure that your payment arrives before the due date to avoid late fees or penalties.
4. Phone Payment
- Call customer service: Contact the number on the back of your FIT Mastercard card or the billing statement.
- Make the payment via phone: Follow the instructions provided by the representative or automated system to make a payment using a bank account, debit card, or credit card.
5. ATM Payment (If Applicable)
- Some issuers allow ATM payments. Check with your issuer to see if this option is available. Payments can be made at participating ATMs that accept card payments.
6. Set Up Automatic Payments (Optional)
- Set up autopay: You can set up automatic payments for the minimum payment, full balance, or custom amount each month to avoid missing due dates. This can usually be done via your online account or mobile app.
7. In-Person Payment (If Available)
- Some card issuers allow payments at retail locations (such as Walmart or other partner locations). Check with the issuer to see if this option is available.
How do I Activate my new FIT Mastercard?
To activate your new FIT Mastercard, follow these steps:
1. Activate Online
- Go to the official FIT Mastercard activation website: https://www.fitcardactivation.com (or the website provided by your card issuer).
- Enter your card number (found on the front of your card).
- Provide any other required details, such as your expiration date, CVV, or billing information.
- Follow the prompts to complete the activation process.
2. Activate by Phone
- Call the customer service number listed on the back of your FIT Mastercard (typically 1-888-*number).
- Follow the automated instructions or speak to a representative to activate your card.
- Be ready to provide your card number and any other requested details (such as your address or date of birth).
3. Mobile App Activation (If Available)
- If the FIT Mastercard issuer has a mobile app, download it from the Google Play Store or Apple App Store.
- Log in to your account or create one if you don’t have it already.
- Select the option to activate your card within the app and follow the steps.
4. PIN Setup (Optional)
- If you’d like to set up a PIN for your FIT Mastercard, you can usually do this during the activation process either online, via the phone system, or through the mobile app.
5. Start Using Your Card
- Once activated, your FIT Mastercard will be ready for use for online purchases, in-store payments, or ATMs (if applicable).
If you encounter any issues or have trouble activating your card, contact FIT Mastercard customer service for assistance.
Enjoy the buying power of the FIT Mastercard
- Initial credit limit up to $400 doubles up to $800
- Mastercard Zero Liability Protection
- Monthly reporting to the three major credit bureaus
FIT Card Information
- Initial credit limit up to $400 doubles up to $800
- Mastercard Zero Liability Protection
- Monthly reporting to the Three Major Credit Bureaus
- Free Monthly Credit Score available on Electronic Statements
- Open to people with poor credit
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How do I apply for a FIT Mastercard?
Applying for a FIT Mastercard has never been easier. You may apply for a FIT credit card online from this website, call 1-866-513-4598 or return the acceptance certificate from the pre-selected offer that you received in the mail.
To apply for a credit card online, over the phone, or through the mail some basic information will be required. T
o get a FIT credit card we’re going to ask you for your full name as it would appear on government documents, social security number, date of birth and physical address. A P.O. box will not work. This is common for anyone when you apply for major credit card.
We need this personal information for two reasons.
First, Federal Law requires us to obtain, verify and record information that identifies each person who opens a FIT card account with us. As a result, your personal information is required and is used for those identification purposes.
Secondly, we use your personal information, like your Social Security number, to pull your credit bureau data. This data is used in conjunction with other information like your monthly income to process your application.

How do I pay my fit credit card bill?
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Can I manage my new FIT card account online?
Yes. You will be able to enroll in our Online Banking Service to do all of the following actions with your FIT card and more:
- Make a FIT credit card payment
- Enroll to receive online statements for your FIT card
- View recent transactions
- View previous statements
- View payment history
- View your balance and other important FIT credit info
To do so you simply need to sign up and get your FIT login information. Then you can access your FIT credit info anytime 24 hours per day, 7 days per week.
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