Big Lots Credit Card Login
Sign in to manage your Big Lots Credit Card account. New here? Visit navigation to register for online access or to use EasyPay.
To manage your Big Lots Credit Card account, you can sign in online or use EasyPay. Here are the details:
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Sign In to Your Account:
- You can sign in to your Big Lots Credit Card account by visiting the official Comenity page. Enter your username and password to access your account.
- If you’ve forgotten your username or password, you can retrieve them on the same page.
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Benefits of the Big Lots Credit Card:
- Exclusive Cardholder Perks: When you use your Big Lots Credit Card, BIG Rewards members can earn $5 back in rewards for every $100 spent in purchases charged to the card.
- No Interest Promotions:
- 6 months: No interest if paid in full within 6 months on purchases of $250 or more.
- 12 months: No interest if paid in full within 12 months on purchases of $750 or more.
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Apply for a Big Lots Credit Card:
- If you don’t have a Big Lots Credit Card yet, you can apply for one and enjoy flexible financing options, a new cardholder discount, and BIG Rewards.
Big Lots Credit Card Accounts are issued by Comenity Capital Bank. To qualify, your credit score must be at least 640, which is about average for shop credit cards. The Big Lots Credit Card cannot be pre-qualified for.
BIG Rewards Members can earn $5 back in Rewards for every $100 in purchases charged to your Big Lots Credit Card.
No interest if paid in full within 6 months on purchases of $250 or more made with your Big Lots Credit Card.
No interest if paid in full within 12 months on purchases of $750 or more made with your Big Lots Credit Card.
As a new cardholder, you can make a purchase in-store using account lookup to complete your purchase. You will need to provide your government-issued photo ID, the last four digits of your SSN, month/day of your birth date, and your zip code.
February 1 – April 30
May 1 – July 31
August 1 – October 31
November 1 – January 31
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With the Big Lots Credit Card You’ll Enjoy:
- BIG Rewards members can earn $5 back in rewards for every $100 spent in purchases charged to your Big Lots Credit Card.
- Special Member Offers.
- Special financing options when making a qualifying purchase.
- In store account lookup to complete your purchase, should you forget your Big Lots Credit Card.
- Your credit card account summary information will be available at the register, so you know exactly how much credit you have available
- 24/7 online account management.
How do I know how close I am to earning a reward?
You will receive a weekly e-mail to your Big Rewards e-mail address showing you how much you have earned and how close you are to the next Reward. Make sure you are opted in for BIG Rewards e-mails. You can also check your Big Lots Credit Card statement/bill and see how much you have spent on revolving during the earn period.
Credit Card Rewards will expire 60 days after issuance.
How can I pay my bill?
There are several options to pay your bill: in-store at any Big Lots location, online at comenity.net/biglots, by phone at 888-566-4353 (TDD/TTY: 888-819-1918), or through the mail. Acceptable forms of payment include checks, money orders, or cashier’s checks in U.S. dollars. There may be a fee to process a phone payment.
Review your billing statement or visit comenity.net/biglots to find instructions and details on how to enroll.
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I use a P.O. Box, can I still apply?
The USA PATRIOT Act requires all credit applicants to provide a physical street address. Therefore, an application must be processed using a physical address. Should you need to update your address after your application is processed, you can contact the Big Lots Credit Card Customer Care Center for assistance at 888-566-4353 (TDD/TTY: 888-819-1918). You can also find this number printed on the back of your card.