You can open a 360 Performance Savings account at apply.capitalone.com in about 5 minutes online, on your mobile device or at a Capital One location—no minimum balance required.
🔐 How to Log In to Capital One 360
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Visit the Official Login Page: Navigate to www.capitalone.com/360/.
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Click on “Sign In”: You’ll find this option at the top right corner of the page.
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Enter Your Credentials:
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Username: Input your Capital One 360 username.
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Password: Enter your password associated with your account.
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Complete Two-Factor Authentication (if prompted): Depending on your security settings, you may be asked to verify your identity through a text message or email.
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Access Your Account: Once logged in, you can manage your checking, savings, and other Capital One 360 accounts.
To open a no-minimum 360 Performance Savings account, have these things ready: your name, date of birth, mailing address, email, phone number, employment information, annual income, Social Security number and citizenship information. You’ll also need to agree to the terms and conditions. Based on varied factors, you may be denied for a 360 Performance Savings account. Upon approval, you’ll have 60 days to fund your account.
Capital One’s 360 Performance Savings account has no monthly fees. You read that right. This is an online savings account with no fees and no minimum to open or keep the account. That means every dollar you earn is yours to save.
You can withdraw your money from your 360 Performance Savings account online or at a branch, but not by using an ATM. To withdraw using an ATM, you’ll first need to transfer money to a checking account—for example, our no-minimum 360 Checking account.
TRACK YOUR SAVINGS ON-THE-GO
Easy account transfers
Move your money between linked Capital One accounts or external bank accounts to take advantage of a competitive savings rate.
Automatic savings plan
Keep your personal online savings account growing with automatic transfers.
Multiple accounts
Create multiple Performance Savings accounts for each of your financial goals.
Mobile check deposit
Deposit checks almost anywhere, anytime. Just take a pic of the check with your phone.
How do I make a deposit or withdrawal from a savings account?
Deposit and withdrawal methods depend on your particular savings account. You can make a deposit to or withdrawal from your 360 Performance Savings account using your computer, mobile phone or by giving us a call. Sign in to your savings account online, call our Interactive Phone Service, or call and speak to a Capital One Associate. You can also use Mobile Deposit, set up an Automatic Savings Plan, transfer money from another Capital One account or external bank account, or visit a Capital One location near you.
Can I lose money in a savings account?
No. 360 Performance Savings accounts aren’t attached to the stock market, so the money you put into your account is yours to keep. Plus, with no fees or minimums to open or maintain your account, every dollar you earn, you can save.
A 360 Performance Savings account is an online savings account that earns interest and allows you to access your money at any time. A 360 CD account is a savings account that also earns interest, but when you deposit your money, you agree to keep it there for a specific amount of time, called a term. While you can access it early, you may incur a penalty. After the term ends, you can access your money and your interest earned without a penalty.
How do I transfer money to a savings account?
It depends on your specific account.
With 360 Performance Savings, the bank account you use to make your first deposit will automatically link to your 360 Performance Savings account. You’ll be able to easily transfer funds between the two accounts online and set up an Automatic Savings Plan.
