Cigna Choice Fund OA Plus | Provider, Coverage, Reviews, Summary 2023
Cigna’s OAP plans offer flexibility when choosing a primary care provider (PCP).
Open Access Plus (OAP) plans make it easy to get quality, in-network care with access to a large, national network of providers. Plus, you have the option to choose a primary care provider to coordinate your care and you don’t need specialist referrals.
What is an Open Access Plus (OAP) plan?
Open Access Plus (OAP) plans make it easy to get quality, in-network care with access to a large, national network of providers. Plus, you have the option to choose a primary care provider to coordinate your care and you don’t need specialist referrals.
OAP Plans At-a-Glance
Cigna Open Access Plus Plan | Cigna Open Access Plus In-Network Plan | |
|---|---|---|
In-Network PCP Required? | Optional | Optional |
Specialist Referrals Needed? | Not required | Not required |
Out-of-Network Coverage Included? | Coverage included at a cost | Emergencies Only |
Emergency and Urgent Care Coverage | Included | Included |
Also Read : cigna.com/member-resources
Cigna Open Access Plus (OAP)
- No referrals needed to specialists
- Out-of-network services are covered but you will have higher out-of-pocket costs and you may need to file a claim
- Choosing a primary care provider (PCP) to serve as your personal health advocate and coordinate your care is recommended, but not required
- Prior authorizations (pre-approval) may be required for hospitalizations and some types of outpatient care
- Plans include emergency and urgent care coverage*, 24/7
Cigna Open Access Plus In-Network
- No referrals needed to see in-network specialists
- Out-of-network services will only be covered in emergencies*
- Choosing a primary care provider (PCP) to serve as your personal health advocate and coordinate your care is recommended, but not required
- Prior authorizations (pre-approval) for hospitalizations and some outpatient procedures may be required
- Includes emergency and urgent care coverage*, 24/7
Find in-network doctors
Are you a new member?
If you’ve recently enrolled in a Cigna plan through your employer, here are next steps:
Your online account gives you access to these features:
Find Care and Costs
Search for in-network providers, procedures, cost estimates, and more.
View Claims
See a list of your most recent claims, their status, and reimbursements.
Manage Spending Accounts
Review your spending account balances, contributions, and withdrawals, all in one place.
Access Your Digital ID Cards
Get on-the-go access to your digital ID card or proof of coverage wherever you are, from the web or mobile app.
