Paypal Key Setup : What is PayPal Key and where can I use it?
PayPal Key is a virtual card and a new way to use your PayPal account anywhere cards are accepted online. You can use PayPal Key like a card at any online merchant that accepts Mastercard โ even those that donโt have a PayPal button.
Hereโs how PayPal Key works:
- Choose a payment method from your PayPal Wallet
- Receive a secure PayPal Key with its own virtual card number, expiration date and security code
- Save the PayPal Key to your browser for faster checkout or use it as you would any card online
- Take PayPal Key anywhere you shop online
PayPal Key is not new credit card so thereโs no lengthy application or credit check. Plus, you wonโt pay any set-up or usage fees*. PayPal Key is your PayPal Wallet with greater flexibility.
*A foreign transaction fee applies to cross-border and cross-currency transactions. Usage fees charged by merchants or other entities besides PayPal may apply.
Paypal Key Setup :
You can quickly set up your PayPal Key using our website. Hereโs how:
- Visit the set-upย link.
- Clickย Let’s Go.
- Choose the payment method you want to use with your PayPal Key.
- Clickย Agree & Get Your Key.
Once you complete the set-up process, youโll be able to view your PayPal Key virtual card number, expiration date and security code. Youโll also be able to save the PayPal Key to your browser.
PayPal will currently work to bring PayPal Key to more customers. If you donโt see the option to add a PayPal Key, please know it may be available to you soon.
You can add your PayPal Key to:
- Web browsers (Google Chrome, Safari, Internet Explorer)
- Google Pay (online only)
Currently, PayPal Key does not work with Apple Pay or Samsung Pay.
You can use your PayPal Key to:
- Shop at any U.S. and non-U.S. merchant that accepts Mastercard
- Buy over the phone (just give the merchant your virtual card number, expiration date and security code)
- Earn points in the same way you would with any card in your account
Tips:
- Your PayPal Key represents your PayPal Wallet, so you wonโt be able to add it as a separate payment method on your account.
- PayPal Key is not available for โbuy online, pay in storeโ purchases.
- PayPal Key is powered by Mastercard and works wherever Mastercard is accepted. You’ll see PayPal Key purchases appear as Mastercard purchases on your receipts and youย mayย alsoย see the Mastercard logo when youโre shopping online with PayPal Key.
- If you need to open aย disputeย for an item purchased with your PayPal Key, please visit ourย Resolution Center.
PayPal Key is a new product and will be available to more customers in the near future. If you donโt see the PayPal Key option in your account or in the app, please know weโre working hard to bring the product to customers like you.
Can I use PayPal Key outside US?
PayPal Key is available to only US consumers at this time. US consumers can use it at all online merchants in the US or internationally if a merchant accepts MasterCard.
Where will I get my refund if Iโve already deleted the PayPal Key since I made the purchase?
Yes, you will get your refund back to your original payment method. If weโre unable to send the money back to the original payment method, weโll send it to your PayPal balance. If you made the purchase using your balance with PayPal and another payment method, weโll apply the appropriate amount back to each payment method.

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