Home Depot Project Loan Login www.homedepot.com : Credit Center
To login into Home Depot Project Loan Account, go to www.homedepot.com and Make a free Online Payment or Make a free Phone Payment by calling 1-877-476-3860.
A Project Budget to Match Your Dreams
8.99% Credit Rate/APR*
- No annual fees.
- Credit available for up to $50,000*; no downpayment required.
- 6 months to make all your project purchases.
- Pay off your balance in 60 equal monthly payments or in full at any time (no pre-payment penalty)*
- Use it with Home Depot online, in-store and for select Home Services.
How Project Loan works:
1. Apply online and get approved for up to $50,000 so you can start shopping today with your Home Depot Project Loan Card.**
2. Get 6 months to make all your project purchases with Home Depot online, in-store and for select Home Services.
3. Shop by scanning the Project Loan card barcode from your phone at checkout, or using the virtual card number to make online purchases at homedepot.ca
4. After the 6-month Shopping Period ends, pay off your Project Loan balance in up to 60 equal monthly payments or in full at anytime.
Pay for Your Dream Project in Equal Monthly Payments
| Loan Amount | Typical Monthly Payment at 8.99% APR† |
|---|---|
| $500* | $44 |
| $1,000 | $21 |
| $5,000 | $104 |
| $10,000 | $208 |
| $20,000 | $415 |
| $25,000 | $519 |
| $30,000 | $623 |
| $35,000 | $726 |
| $40,000 | $830 |
| $45,000 | $934 |
| $50,000 | $1,038 |
Home Depot Project Loan Login
Frequently Asked Questions
What is the Project Loan Card?
The Home Depot Project Loan Card is a virtual shopping card you can use to shop at any Home Depot location, online at homedepot.ca or with select Home Depot Home Services.
- To shop in-store, use the Project Loan Card barcode on your smartphone to pay for your purchase at checkout
- To shop online at homedepot.ca and/or select Home Services, use your Project Loan card number, expiry date and CCV code at checkout
You can also order a physical Project Loan Card which is Chip and Pin enabled.
Important: For security purposes, the barcode for your Project Loan Card will refresh every 24 hours or after every purchase.
Are there payments or fees associated with the Project Loan Card?
For Canadian Residents (excluding Quebec):
While you shop with your Project Loan Card, you’re charged interest-only monthly payments of 8.99% on your current purchase balance, which will be withdrawn from the associated chequing account. Once the 6-month Shopping Period ends, you must pay off your Project Loan balance in up to 60 equal monthly payments.** There are no other fees or charges associated with your Home Depot Project Loan Card.
For Quebec Residents:
While you shop with your Project Loan Card, you’re charged interest-only monthly payments at a credit rate/APR of 8.99% on your current purchase balance, which will be withdrawn from the associated chequing account. Once the 6-month Shopping Period ends, you must pay off your Project Loan balance in up to 60 equal monthly payments.* There are no other fees or charges associated with your Home Depot Project Loan Card.
What can I buy with my Project Loan Card?
You can use your Project Loan Card to purchase any product or service sold by Home Depot Canada in-stores, online at homedepot.ca or for select Home Services.
Note: You cannot purchase gift cards with your Project Loan Card.
