Amex Platinum Trip Insurance : Platinum Travel Insurance – American Express
Learn more about the Amex Platinum benefits Card Membership can provide. Select the Card below to read the Guide to Benefits for Trip Cancellation and Interruption Insurance related to that Card.
Trip Cancellation and Interruption Insurance is effective for round-trip purchases made entirely with your eligible Card.
If your Card is not listed on this page or if you are an Additional Card Member, please call the number on the back of your Card to verify your benefits.
PLATINUM INSURANCE
Travel insurance benefits for you, your Supplementary Cardmembers, from the moment you use your card for a trip, rent a car or purchase an item.
If you need Baggage Assistance
In the event that your checked baggage is lost by a commercial carrier, Platinum Travel Assistance will make every effort to track down your missing luggage and keep you posted on their progress. Should Platinum Travel Assistance not be able to recover your luggage, you will be reimbursed up to a maximum of US$1,200 per trip.
WHO’S COVERED?
Platinum Travel Assistance services are provided by AXA Assistance USA, a division of the AXA Group, are given the name of Platinum Travel Assistance and are valid only for American Express International Dollar Platinum Card Members or the Additional Card Members. The Platinum Travel Assistance services will be valid only during the time in which the American Express Platinum Card account continues active and in good standing.
Platinum Travel Assistance is underwritten by AXA Assistance USA Coverage is determined by the Terms, Conditions, and Exclusions of service and is subject to change without notice.
If you experience a delay on your journey, missed a connection or overbooked flight
The Travel Inconvenience Insurance Plan provides benefits in the event of: Missed Departures and Missed Connections; delay, cancellation or overbooked flights; and Luggage Delay and Extended Luggage Delay when the Covered Trip is purchased and charged to your American Express International Dollar Card (IDC).
- Up to US$250 per covered person for alternate travel, restaurant meals or refreshments
- Up to US$1,000 if your baggage is delayed after four hours for purchasing of essential clothing.
WHO’S COVERED?
You are eligible for coverage if you are an American Express International Dollar Card Platinum Card Member.
The Travel Inconvenience Insurance Plan is underwritten by Indemnity Insurance Company of North America Administrative Office, The Corporate Center 33 Resolución Street, Suite 500 San Juan, Puerto Rico 00920-2707. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3760 and is subject to change with notice. This document does not supplement or replace the policy.
If you need Medical Assistance
You can rely on medical or legal assistance when you’re traveling away from home. Travel with added peace of mind and benefit from coverages:
- up to US$100,000 for emergency medical transportation
- up to US$20,000 for emergency medical services
- up to US$1,000 for emergency dental treatment
- up to US$1,000 for prescription expense
WHO IS COVERED?
Platinum Travel Assistance services are provided by AXA Assistance USA, a division of the AXA Group, are given the name of Platinum Travel Assistance and are valid only for American Express International Dollar Card Members or the Additional Card Members. The Platinum Travel Assistance services will be valid only during the time in which the American Express Platinum Card account continues active and in good standing.
Platinum Travel Assistance is underwritten by AXA Assistance USA Coverage is determined by the Terms, Conditions, and Exclusions of service and is subject to change without notice.
If you suffer serious injury on your trip
Travel Accident Insurance offers a coverage of up to US$500,000 in case of accidental death or dismemberment while traveling on a Common Carrier Conveyance (plane, train, ship or bus), when the entire fare has been charged to The Platinum Card.
WHO IS COVERED?
A person shall be a Covered Person under the Master Policy No. 58US3199 only if: He or she is: a. a Basic or Additional Card Member who has the International Dollar Card Platinum Card issued by American Express Travel Related Services (“American Express”) in his or her name; or b. the legally married spouse or Dependent Child under age 23 of any eligible person described in a) above. For the purpose of this Policy, a common law marriage is not considered a legal marriage. Dependent Child means a legally dependent child, including a stepchild or legally adopted child of any eligible person described in a) or b) above; and who is wholly dependent on such eligible person(s) for financial support.
If you need Legal Assistance
In the case of a car accident, traffic violation and other civil offenses Platinum Travel Assistance can put you in contact with a lawyer in the country in which you are traveling. Should you need legal defense, Platinum Travel Assistance will provide legal assistance in the form of advanced legal and bail fees, up to US$10,000 per trip. All legal assistance funds advanced will be charged to your Platinum Card account automatically.
WHO IS COVERED?
Platinum Travel Assistance services are provided by AXA Assistance USA, a division of the AXA Group, are given the name of Platinum Travel Assistance and are valid only for American Express International Dollar Platinum Card Members or the Additional Card Members. The Platinum Travel Assistance services will be valid only during the time in which the American Express Platinum Card account continues active and in good standing.
Car Rental Loss and Damage Insurance
Car Rental Loss and Damage Insurance reimburses a Card Member for payments for damage to or theft of a Rental Auto that the Card Member is required to make, up to the lesser of:
- the actual cost to repair the Rental Auto, or
- the published Book value or, if not available, the purchase invoice price of the Rental Auto minus salvage and depreciation costs, or
- fair market commercial value of the Rental Auto.
If you need to protect your purchases
Purchase Protection provides coverage for your purchases for ninety (90) days from the date of purchase when you charge any portion of the price of the purchased item to your Account. You will be reimbursed only for the amount charged to your Account.
WHO IS COVERED?
Any individual who has been issued an American Express IDC Platinum Card and who has an American Express Card Account.
Extended Warranty
Extended Warranty will extend the terms of the Original Warranty for a period of time equal to the duration of the Original Warranty, up to one (1) additional year on warranties of five (5) years or less that are eligible in a Covered Territory*.
The coverage provided under this benefit is EXCESS of other sources of indemnity.
*Covered Territory means the 50 States of the United States of America, District of Columbia Commonwealth of Puerto Rico and the Virgin Islands of the United States.
WHO IS COVERED?
Any individual who has been issued an American Express IDC Platinum Card and who has an American Express Card Account.
