navyfederal.org Mygiftcard Activate : How do I activate my Navy Federal Gift card?
The Navy Federal Visa Gift Card is welcome everywhere Visa Debit Cards are accepted in the United States (U.S. territories are excluded). Navy Federal Visa Gift Cards are loaded with a set amount of funds that can be used for multiple purchases as long as value remains on the card.
Unlike store gift cards and gift certificates, you can use your Navy Federal Visa Gift Card to pay for purchases at any store that accepts Visa Debit Cards (U.S. territories are excluded). You can use it at multiple stores, in person or online.
Navy Federal Credit Union was founded at the end of the Great Depression by 7 Navy Department employees who wanted to help themselves and their co-workers reach their financial goals. They envisioned a credit union that would offer loans with affordable rates and manageable terms. They wanted to encourage building financial security by providing a safe place to deposit savings and earn dividends. So they pooled their money and invited others to join.
How do I purchase a Navy Federal Visa Gift Card?
You can purchase a Navy Federal Visa Gift Card online or at a Navy Federal branch (domestic branches only). At branches, Navy Federal always offer an all-occasion Silver Bow and Birthday design, with additional designs during the holidays. Online, choose from a wider variety of designs for specific holidays and events.
Buying a Visa Gift Card Online
- No purchase fees
- Cards personalized with a name, message and amount
- $0.01 increments between $10 and $500 for physical cards, and between $10 and $200 for digital cards
- Members can pay with a Navy Federal Debit Card or Navy Federal Credit Card (Visa or Mastercard® only)2
- After placing your order online, please allow 7 to 10 business days for standard delivery and 3 to 4 business days for express delivery. Digital gift cards will be delivered within minutes.
Buying at a Branch
- No purchase fees
- $0.01 increments between $10 and $500
- Members can pay with their checking/savings account, cash, Navy Federal Debit Card or Navy Federal Credit Card (Visa or Mastercard only)
- Available at all domestic branches. U.S. territories excluded.
How do I activate my Navy Federal Gift card?
It’s easy to activate your gift card. You can do it in one of two ways:
- If it’s personalized, go to navyfederal.org/mygiftcard and select “Activate.”
- If there’s no name on your card, it will automatically activate after one business day.
To make purchases online or over the phone, you’ll need to register it with your name and address after activation. Go to navyfederal.org/mygiftcard and select “Register.”
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The Card is not re-loadable and cannot be used after its value reaches zero. If you use your Card for more than its available value, you agree to pay us the difference upon demand. It’s recommended checking the balance of your Card before using it. In order to make purchases online or over the phone, the Card must first be registered with your name, address, and phone number.
You may register your Card by visiting navyfederal.org/mygiftcard. Once signed in, click “My Profile” under the “My Settings” drop-down menu to enter your name, address, and phone number. Note: The fields marked with an asterisk (*) are required. All other fields are optional.
Navy Federal will authorize transactions on available balances except under certain circumstances, such as if the Card is canceled or you attempt to use the Card in the following ways:
- To obtain cash, except in the event of its cancellation, as described elsewhere in this Agreement
- For gambling or any unlawful activity
- To make regular, pre-authorized payments to third parties
- To obtain cash from automated teller machines (“ATMs”), cash back at the Point of Sale (“POS”), or Teller Cash or Quasi-Cash Transactions
- Outside of the United States or in U.S. territories
You cannot place a “stop payment” on any Card transaction after it has been completed. You agree to hold us harmless for any damages or other liability arising from transactions initiated by you for the purpose of conducting illegal activity. We reserve the right to decline authorization of transactions for activities we believe may violate law or pose significant risk to us or our members.
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Card Expiration
The underlying funds on your Gift Card expire with the Card. Your Gift Card expiration date is embossed on the front of the Card. You can make purchases using your Card until either you reach the expiration date shown on the Card or you have used the full value of the Card. Gift Cards sold at branches in Arizona are exempt from the expiration of underlying funds and, upon request, may have a replacement Card issued for funds remaining on an expired Card.
How does my Navy Federal Visa Gift Card work?
You can use your card to pay for purchases at millions of places that accept Visa cards in the United States (U.S. territories are excluded). The card’s initial value is set by the person who purchased it. Additional funds cannot be added later.
How to use your card:
- Before making your first purchase, sign the back of the gift card.
- When ready to pay, select CREDIT and sign the receipt. Or, select DEBIT, if prompted, and enter your Personal Identification Number (PIN).
- Each time you make a purchase, the amount is automatically deducted from the card balance. It’s important to keep track of your balance. The card doesn’t offer a line of credit like a credit card.
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